{"id":85527,"date":"2026-03-09T15:43:06","date_gmt":"2026-03-09T10:13:06","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=85527"},"modified":"2026-03-09T15:43:10","modified_gmt":"2026-03-09T10:13:10","slug":"bank-of-baroda-icsi-diamond-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/bank-of-baroda-icsi-diamond-credit-card\/","title":{"rendered":"Earn Steady Rewards with the Bank of Baroda ICSI Diamond Credit Card"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\"><strong>Key Takeaways<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A lifetime free credit card with 2% reduced forex markup.<\/li>\n\n\n\n<li>Earn 5 reward points per \u20b9100 retail spending.<\/li>\n\n\n\n<li>Get 12 complimentary lounge visits every year.<\/li>\n\n\n\n<li>Receive \u20b915 lakh air accident insurance coverage.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The Bank of Baroda ICSI Diamond Credit Card is designed exclusively for members of The Institute of Company Secretaries of India. This lifetime free card has no joining or annual fee and includes a reduced forex markup of 2% for international spending.<\/p>\n\n\n\n<p>Cardholders earn 5 reward points for every \u20b9100 spent on retail and online purchases. They also earn 1 reward point for every \u20b9100 spent on other eligible transactions. This helps maintain steady reward earnings.<\/p>\n\n\n\n<p>To learn more about what this credit card has to offer, continue reading!<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#bank-of-baroda-icsi-diamond-credit-card-benefits\">Bank of Baroda ICSI Diamond Credit Card Benefits<\/a><\/li><li><a href=\"#bob-icsi-diamond-credit-card-charges\">BOB ICSI Diamond Credit Card Charges<\/a><\/li><li><a href=\"#bobcard-icsi-diamond-eligibility\">BOBCARD ICSI Diamond Eligibility<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"bank-of-baroda-icsi-diamond-credit-card-benefits\"><strong>Bank of Baroda ICSI Diamond Credit Card Benefits<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/BoB-ICSI-Benefits-1024x683.png\" alt=\"Bank of Baroda ICSI Diamond Credit Card Benefits\" class=\"wp-image-85529\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/BoB-ICSI-Benefits-1024x683.png 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/BoB-ICSI-Benefits-300x200.png 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/BoB-ICSI-Benefits-150x100.png 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/BoB-ICSI-Benefits-768x512.png 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/BoB-ICSI-Benefits.png 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<p>Start your rewards journey by earning 500 reward points when you spend \u20b95,000 within the first 60 days of card issuance. You can also earn 3,999 additional reward points every quarter when your spending crosses \u20b91 lakh or reaches the approved credit limit.<\/p>\n\n\n\n<p>Along with these milestone rewards, the card offers several travel, lifestyle, and protection benefits, which are:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Travel Privileges<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Enjoy comfortable travel with 12 complimentary domestic airport lounge visits each year, limited to 3 visits per quarter.<\/p>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li><strong>Fitness Benefits<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Receive a complimentary 6-month FITPASS Pro membership worth about \u20b915,000. This benefit gives access to fitness centres and wellness services across multiple locations.<\/p>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li><strong>Fuel Savings<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Get a 1% fuel surcharge waiver on transactions between \u20b9400 and \u20b95,000 across India. Reward points do not apply to fuel purchases.<\/p>\n\n\n\n<ol start=\"4\" class=\"wp-block-list\">\n<li><strong>Insurance Protection<\/strong><\/li>\n<\/ol>\n\n\n\n<p>The card includes professional indemnity cover up to \u20b95 lakh, along with accidental death cover of \u20b915 lakh for air incidents and \u20b95 lakh for non-air incidents.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"bob-icsi-diamond-credit-card-charges\"><strong>BOB ICSI Diamond Credit Card Charges<\/strong><\/h2>\n\n\n\n<p>The BOB ICSI Diamond Credit Card applies finance charges of 3.75% monthly, i.e., 45% per annum. The table below highlights some other <a href=\"https:\/\/online.bobcard.co.in\/assets\/BOBCARD_MITS.pdf\" target=\"_blank\" rel=\"noopener\">important applicable charges<\/a> for easy reference:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameters<\/strong><\/td><td><strong>Charges<\/strong><\/td><\/tr><tr><td>Card Replacement Charges<\/td><td>\u20b9100<\/td><\/tr><tr><td>Cheque Dishonour Charges<\/td><td>2% or min. \u20b9500<\/td><\/tr><tr><td>Overlimit Charges<\/td><td>2.5% or \u20b9600 (whichever is higher)<\/td><\/tr><tr><td>Cash Withdrawal Charges<\/td><td>2.5% or \u20b9500 (whichever is higher)<\/td><\/tr><tr><td>Late Payment Charges<\/td><td>Less than 100 is NIL.For amounts ranging from \u20b9100 to \u20b950,000 and above, it ranges between \u20b9100 and \u20b91300.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"bobcard-icsi-diamond-eligibility\"><strong>BOBCARD ICSI Diamond Eligibility<\/strong><\/h2>\n\n\n\n<p>The Bank of Baroda ICSI Diamond Credit Card eligibility criteria include:\u00a0<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Applicants must be Indian residents and active members of ICSI aged between 21 and 75 years.<\/li>\n\n\n\n<li>Minimum annual income requirements start from \u20b93.6 lakh for salaried Bank of Baroda customers and \u20b93 lakh for self-employed customers.<\/li>\n\n\n\n<li>Applicants need to submit KYC documents, PAN card, ICSI membership proof, income documents, address proof, and a recent passport-size photograph.<\/li>\n<\/ul>\n\n\n\n<p>After your card is issued, keep your payments on track with timely credit card bill payment reminders on <a href=\"https:\/\/piceapp.com\/credit-card-bill-payment\/\">the Pice app<\/a>. You can clear dues quickly and monitor your payment status safely!<\/p>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\"><strong>Footnotes<\/strong><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Complimentary domestic lounge access is available after spending \u20b940,000 in the previous calendar quarter.<\/li>\n\n\n\n<li>Reward points earned on eligible transactions can be redeemed as cashback at a value of \u20b90.25 per point.<\/li>\n<\/ol>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1773050961613\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What is the Bank of Baroda ICSI Diamond Credit Card application process?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You can apply for the BOB ICSI Diamond Credit Card online through the official BOBCARD website by completing the application form and submitting the required documents. You may also visit the nearest Bank of Baroda branch to apply offline.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1773050975811\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>Are there limits on accelerated reward earnings?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The accelerated 5X reward earnings are capped at 1,000 reward points per statement cycle on eligible spending categories. Any additional spending in these categories earns reward points at the standard rate.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1773050988984\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How long do reward points and FITPASS benefits remain valid?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Reward points remain valid for 24 months from the date they are earned. Unused points automatically expire after this period. The complimentary FITPASS Pro membership stays valid for 60 days from card issuance and applies only to the primary cardholder.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways The Bank of Baroda ICSI Diamond Credit Card is designed exclusively for members of The Institute of Company Secretaries of India. This lifetime free card has no joining or annual fee and includes a reduced forex markup of 2% for international spending. Cardholders earn 5 reward points for every \u20b9100 spent on retail [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":85528,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-85527","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85527","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=85527"}],"version-history":[{"count":1,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85527\/revisions"}],"predecessor-version":[{"id":85530,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85527\/revisions\/85530"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/85528"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=85527"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=85527"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=85527"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}