{"id":85514,"date":"2026-03-06T17:33:27","date_gmt":"2026-03-06T12:03:27","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=85514"},"modified":"2026-03-06T17:33:31","modified_gmt":"2026-03-06T12:03:31","slug":"bob-hpcl-energie-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/bob-hpcl-energie-credit-card\/","title":{"rendered":"Maximise Fuel Savings with BOB HPCL ENERGIE Credit Card"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\"><strong>Key Takeaways<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Save up to 5% on all fuel transactions at HPCL stations.\u00a0<\/li>\n\n\n\n<li>Receive up to 2% savings on all utility and departmental store spends.\u00a0<\/li>\n\n\n\n<li>Get 4 complimentary domestic lounge access every year.\u00a0<\/li>\n\n\n\n<li>Save 25% up to \u20b9100 on purchases of at least 2 tickets on District.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The BOB HPCL ENERGIE credit card is designed to reward your essential spends like fuel and utility. Offering up to 5% savings on fuel and 2% on utility and departmental store transactions, this card turns your everyday expenses into reward-earning opportunities.\u00a0<\/p>\n\n\n\n<p>Though being a fuel-specific card, this HPCL BOB card also caters to travel and entertainment needs with complimentary lounge access and discounts on movie tickets. Keep reading to explore the benefits and charges of this card.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#what-are-the-top-6-bob-hpcl-energie-credit-card-benefits\">What are the Top 6 BOB HPCL ENERGIE Credit Card Benefits?\u00a0\u00a0<\/a><\/li><li><a href=\"#how-much-can-you-save-on-the-bob-hpcl-energie-credit-card-per-month\">How Much Can You Save on the BOB HPCL ENERGIE Credit Card Per Month?\u00a0<\/a><\/li><li><a href=\"#what-is-the-bob-hpcl-energie-credit-card-eligibility-criteria\">What is the BOB HPCL ENERGIE Credit Card Eligibility Criteria?\u00a0<\/a><\/li><li><a href=\"#what-are-the-bob-hpcl-energie-credit-card-charges\">What are the BOB HPCL ENERGIE Credit Card Charges?\u00a0<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-are-the-top-6-bob-hpcl-energie-credit-card-benefits\"><strong>What are the Top 6 BOB HPCL ENERGIE Credit Card Benefits?&nbsp;&nbsp;<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/BOB-HPCL-Energie-Benefits-1024x683.png\" alt=\"Top 6 BOB HPCL ENERGIE Credit Card Benefits\" class=\"wp-image-85516\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/BOB-HPCL-Energie-Benefits-1024x683.png 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/BOB-HPCL-Energie-Benefits-300x200.png 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/BOB-HPCL-Energie-Benefits-150x100.png 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/BOB-HPCL-Energie-Benefits-768x512.png 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/03\/BOB-HPCL-Energie-Benefits.png 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<p>The BOB HPCL ENERGIE credit card benefits its users with up to 80 litres worth of free fuel every year. Here\u2019s how:&nbsp;<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Fuel Perks<\/strong>: Vehicle owners can save up to 5%, 24 reward points per \u20b9150, on fuel at HPCL petrol pumps. This includes 4% savings plus 1% fuel surcharge waiver (max. \u20b9100 per month).<\/li>\n\n\n\n<li><strong>Welcome Bonus: <\/strong>You can receive a bonus of 500 reward points upon spending of \u20b95,000 or more within 60 days of card activation.<\/li>\n\n\n\n<li><strong>Savings on Utility &amp; Grocery Bills: <\/strong>Users can get up to 2% off utility bills and purchases at department stores. For every \u20b9150 you spend, you will receive 10 points. Cardholders can earn up to \u20b91,000 in points per month.\u00a0<\/li>\n\n\n\n<li><strong>Base Rewards: <\/strong>For other retail purchases, you can earn 2 points per \u20b9150 spent.<\/li>\n\n\n\n<li><strong>Travel Benefits: <\/strong>If you spend \u20b920,000 quarterly, you will receive 1 complimentary domestic BOB HPCL ENERGIE credit card lounge access (max. 4 in a year).\u00a0<\/li>\n\n\n\n<li><strong>Movie Privileges: <\/strong>Users can get up to 25% off twice a month on every purchase of at least 2 movie tickets on District.\u00a0<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"things-to-keep-in-mind\"><strong>Things to Keep in Mind:&nbsp;<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Reward Points are valid for 2 years from issuance.\u00a0<\/li>\n\n\n\n<li>Transactions below \u20b9150 are not eligible for reward points.\u00a0\u00a0<\/li>\n\n\n\n<li>Minimum requirement for redemption is 1,000 points.<\/li>\n\n\n\n<li>You will receive the points within 60 days of the eligible transaction.\u00a0\u00a0\u00a0<\/li>\n<\/ul>\n\n\n\n<p>Redeem reward points for merchandise, vouchers and more on the <a href=\"https:\/\/online.bobcard.co.in\/Login.aspx?ReturnUrl=\/\" target=\"_blank\" rel=\"noopener\">BOBCARD Customer Portal<\/a>.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-much-can-you-save-on-the-bob-hpcl-energie-credit-card-per-month\"><strong>How Much Can You Save on the BOB HPCL ENERGIE Credit Card Per Month?&nbsp;<\/strong><\/h2>\n\n\n\n<p>You can save more than \u20b9500 with the BOB HPCL ENERGIE credit card every month. Here\u2019s how:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Categories<\/strong><\/td><td><strong>Monthly Expense<\/strong><\/td><td><strong>Applicable Savings<\/strong><\/td><td><strong>Earnings (Approx.)<\/strong><\/td><\/tr><tr><td>HPCL fuel refills<\/td><td>\u20b96,000<\/td><td>4% + 1% +1.5%<\/td><td>960 reward points\u20b960 off as a surcharge waiver\u20b990 cashback on the HP Pay app<\/td><\/tr><tr><td>Groceries from departmental stores<\/td><td>\u20b95,000<\/td><td>2%<\/td><td>333 reward points<\/td><\/tr><tr><td>Other retail transactions<\/td><td>\u20b93,000<\/td><td>2 points per \u20b9150<\/td><td>40 reward points<\/td><\/tr><tr><td>Utility bills<\/td><td>\u20b92,000<\/td><td>2%<\/td><td>133 reward points<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Since 1 reward point equates to \u20b90.25 when redeemed for cashback, you will save \u20b9365 + \u20b960 + \u20b990 = \u20b9515 every month.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-is-the-bob-hpcl-energie-credit-card-eligibility-criteria\"><strong>What is the BOB HPCL ENERGIE Credit Card Eligibility Criteria?&nbsp;<\/strong><\/h2>\n\n\n\n<p>Any Indian with a stable income source can apply for this credit card. Additional eligibility parameters include:&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Factors<\/strong><\/td><td><strong>Salaried<\/strong><\/td><td><strong>Self-employed<\/strong><\/td><\/tr><tr><td>Age&nbsp;<\/td><td>21 &#8211; 60 years<\/td><td>24 &#8211; 65 years<\/td><\/tr><tr><td>Annual income<\/td><td>\u20b93,00,000<\/td><td>\u20b93,60,000<\/td><\/tr><tr><td>Income Proof<\/td><td>Last 2 months\u2019 salary slips<\/td><td>Last 3 months\u2019 bank statements<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Note<\/strong>: Scanned copies of identity and address proofs are required for the application.\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-are-the-bob-hpcl-energie-credit-card-charges\"><strong>What are the BOB HPCL ENERGIE Credit Card Charges?&nbsp;<\/strong><\/h2>\n\n\n\n<p>The joining and annual fee of the BOB HPCL ENERGIE credit card is \u20b9499 + GST. The card also attracts <a href=\"https:\/\/media.bobcard.co.in\/\/media\/gaudahay\/bob_mitc_a4-booklet_ver-18nov25_25nov2025.pdf\" target=\"_blank\" rel=\"noopener\">other applicable charges<\/a>. Take a look at some of them:&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Type<\/strong><\/td><td><strong>Charges<\/strong><\/td><\/tr><tr><td>Finance Charges<\/td><td>3.75% per month, 45% per annum<\/td><\/tr><tr><td>Card Replacement Fee<\/td><td>\u20b9100<\/td><\/tr><tr><td>Cash Processing Fee<\/td><td>\u20b9250<\/td><\/tr><tr><td>Cash Withdrawal Fee<\/td><td>2.5% or \u20b9500 (whichever is higher)<\/td><\/tr><tr><td>Late Payment Charges<\/td><td>Up to \u20b91,300 on statement balance between \u20b9500 and \u20b950,000<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\ud83d\udca1Say goodbye to missed due dates and costly late fees! With <a href=\"https:\/\/piceapp.com\/credit-card-bill-payment\/\">the Pice App<\/a>, you can effortlessly manage your credit cards, get timely reminders and stay on top of your payments!<\/p>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"footnotes\"><strong>Footnotes<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Cardholders can additionally earn 8 points for every \u20b9150 on flight booking and 20 points for every \u20b9150 on hotel booking via BOBCARD SmartDeal.<\/li>\n\n\n\n<li>You can download the HP Pay app and get an additional 1.5% cashback as HP Points on all fuel spends.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1772798189399\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>Who should get the BOB HPCL ENERGIE credit card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The BOB HPCL credit card is ideal for regular commuters and vehicle owners who spend an adequate amount on fuel every month.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1772798204814\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What is the add-on card fee on the BOB HPCL ENERGIE credit card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The BOB HPCL ENERGIE credit card incurs zero joining\/annual charges for up to 3 add-on cards.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1772798217951\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>Where should I contact if I want to know more about the BOB HPCL ENERGIE credit card?\u00a0<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Call 1800 2665 100 \/ 1800 2667 100 from your registered mobile number to get more details on the BOB HPCL ENERGIE credit card. \u00a0<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1772798231475\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What is the BOB HPCL ENERGIE credit card application process?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Interested individuals can visit the official Bank of Baroda website, navigate to \u2018Credit Cards\u2019 &gt; BOB HPCL ENERGIE credit card and click on \u2018Apply Now\u2019. Then, fill in the application form along with the e-sign process to proceed through Video-KYC.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1772798253657\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What is the annual fee waiver on the BOB HPCL ENERGIE credit card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The annual fee waiver on this credit card is \u20b950,000. You can spend \u20b950,000 or more in the preceding year to pay zero renewal fee next year.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways The BOB HPCL ENERGIE credit card is designed to reward your essential spends like fuel and utility. Offering up to 5% savings on fuel and 2% on utility and departmental store transactions, this card turns your everyday expenses into reward-earning opportunities.\u00a0 Though being a fuel-specific card, this HPCL BOB card also caters to [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":85515,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-85514","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85514","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=85514"}],"version-history":[{"count":1,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85514\/revisions"}],"predecessor-version":[{"id":85517,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85514\/revisions\/85517"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/85515"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=85514"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=85514"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=85514"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}