{"id":85237,"date":"2026-02-20T13:30:16","date_gmt":"2026-02-20T08:00:16","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=85237"},"modified":"2026-02-20T13:30:20","modified_gmt":"2026-02-20T08:00:20","slug":"rbl-platinum-lifeeasy-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/rbl-platinum-lifeeasy-credit-card\/","title":{"rendered":"RBL Platinum LifeEasy Credit Card: The Wallet Wizard for Everyday Savings"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\"><strong>Key Takeaways<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>10% cashback up to \u20b9200 on monthly fuel spends.\u00a0<\/li>\n\n\n\n<li>10% cashback up to \u20b9200 per month on Ola and Uber spends.\u00a0<\/li>\n\n\n\n<li>Gift vouchers worth \u20b91,000 on annual spending of \u20b92,50,000.\u00a0<\/li>\n\n\n\n<li>Gift vouchers worth \u20b92,000 as a welcome bonus.<\/li>\n\n\n\n<li>4 domestic lounge access every year on reaching the eligible spend.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The RBL Platinum LifeEasy credit card offers exclusive benefits to earn accelerated rewards and gift vouchers from everyday spending. For a nominal annual fee of \u20b91,999 + GST, you can save more than \u20b910,000 every year.\u00a0<\/p>\n\n\n\n<p>Want to know how?\u00a0Keep scrolling and explore how this card fuels your savings journey.\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What Are the RBL Platinum LifeEasy Credit Card Benefits?<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/02\/RBL-Platinum-LifeEasy-Benjefits-1024x683.png\" alt=\"RBL Platinum LifeEasy Credit Card Benefits\" class=\"wp-image-85239\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/02\/RBL-Platinum-LifeEasy-Benjefits-1024x683.png 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/02\/RBL-Platinum-LifeEasy-Benjefits-300x200.png 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/02\/RBL-Platinum-LifeEasy-Benjefits-150x100.png 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/02\/RBL-Platinum-LifeEasy-Benjefits-768x512.png 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/02\/RBL-Platinum-LifeEasy-Benjefits.png 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<p>Here are the benefits of this credit card:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Gift vouchers worth \u20b92,000 on joining fee payment and \u20b92,000 spent within 30 days of card issuance.\u00a0<\/li>\n\n\n\n<li>10% cashback, up to \u20b9200 per month, on fuel transactions or Ola\/Uber transactions.\u00a0<\/li>\n\n\n\n<li>5% cashback, up to \u20b9200 per month, on grocery expenses.\u00a0<\/li>\n\n\n\n<li>Up to \u20b9150 fuel surcharge waiver on transactions between \u20b9500 and \u20b94,000.\u00a0\u00a0<\/li>\n\n\n\n<li>Gift vouchers worth \u20b91,000 on annual spending of \u20b92,50,000 and more.\u00a0<\/li>\n\n\n\n<li>1 complimentary access to <a href=\"https:\/\/webassets.rbl.bank.in\/document\/credit-cards\/mastercard-visa-india-lounge-program-lounge-list.pdf\" target=\"_blank\" rel=\"noopener\">eligible domestic lounges<\/a> every quarter if your preceding quarterly spending reaches \u20b935,000.<\/li>\n<\/ul>\n\n\n\n<p><strong>Note:\u00a0<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Cashbacks are earned as reward points.\u00a0<\/li>\n\n\n\n<li>Transactions related to government services, education, railways, rent, utilities, EMI conversions, and other categories are not eligible for reward points.\u00a0<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What Are the RBL Platinum LifeEasy Credit Card Charges?<\/strong><\/h2>\n\n\n\n<p>The joining and annual RBL Platinum LifeEasy credit card charges are included in the following table:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Type of Fees<\/strong><\/td><td><strong>Amount<\/strong><\/td><\/tr><tr><td>Finance Charges<\/td><td>3.99% p.m. (47.88% p.a.)<\/td><\/tr><tr><td>Add-on Card Fee<\/td><td>\u20b9200<\/td><\/tr><tr><td>Late Payment Fee<\/td><td>12.5% of the outstanding amount (Between \u20b95 &#8211; \u20b91,300)<\/td><\/tr><tr><td>Overlimit Fee<\/td><td>NIL<\/td><\/tr><tr><td>Cash Payment at RBL Bank Branches&nbsp;<\/td><td>\u20b9100<\/td><\/tr><tr><td>Reward Redemption Fee<\/td><td>\u20b999<\/td><\/tr><tr><td>Fee on Rental, Utility, Fuel and Auto Spends<\/td><td>1%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Note:\u00a0<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>All the charges mentioned above attract a GST of 18%.\u00a0<\/li>\n\n\n\n<li>Spend \u20b93,50,000 in a year to reverse the annual fee of the following year. \u00a0<\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udca1Avoid last-minute stress and late penalties by planning your credit card bill payment with <a href=\"https:\/\/piceapp.com\/credit-card-bill-payment\/\">the Pice app<\/a> to set reminders and manage your payments like a pro!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>How Does the RBL Platinum LifeEasy Credit Card Maximise Your Savings?&nbsp;&nbsp;<\/strong><\/h2>\n\n\n\n<p>Consider the following example to understand how the RBL Platinum LifeEasy truly makes your life easy with reward-earning opportunities:<\/p>\n\n\n\n<p>Suppose you earn around \u20b950,000 every month. Here is a complete breakdown of your monthly expenses and earnings with the Platinum LifeEasy card in each category:&nbsp;&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Categories<\/strong><\/td><td><strong>Monthly Expense<\/strong><\/td><td><strong>Card Benefit&nbsp;<\/strong><\/td><td><strong>Monthly Earnings<\/strong><\/td><\/tr><tr><td>Grocery<\/td><td>\u20b94,000<\/td><td>5% cashback<\/td><td>\u20b9200<\/td><\/tr><tr><td>Ola\/Uber<\/td><td>\u20b92,000<\/td><td>10% cashback<\/td><td>\u20b9200<\/td><\/tr><tr><td rowspan=\"2\">Fuel<\/td><td rowspan=\"2\">\u20b92,000<\/td><td>10% cashback<\/td><td>\u20b9200<\/td><\/tr><tr><td>Fuel surcharge waiver<\/td><td>\u20b9150<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Total earnings in a month: \u20b9750&nbsp;<\/p>\n\n\n\n<p>In a year: \u20b9750*12 = \u20b99,000<\/p>\n\n\n\n<p>Additionally, you will get:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u20b92,000 worth of welcome bonus\u00a0<\/li>\n\n\n\n<li>\u20b91,000 worth of milestone bonus.\u00a0<\/li>\n<\/ul>\n\n\n\n<p>These will result in yearly savings of \u20b912,000 against an annual fee of \u20b91999 + GST, which you can also waive by spending \u20b93,50,000 every year.&nbsp;<\/p>\n\n\n\n<p>\ud83d\udca1Simplify your financial routine by managing multiple credit cards in one app. Schedule reminders in advance, and clear your dues on time without stress using <a href=\"https:\/\/piceapp.com\/credit-card-bill-payment\/\">the Pice app<\/a>.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\"><strong>Footnotes<\/strong>:&nbsp;<\/h3>\n\n\n\n<p>RBL Platinum LifeEasy cardholders can withdraw unlimited cash available on the limit against a nominal processing fee of \u20b9500 or 2.5% of the amount, whichever is higher.<\/p>\n<\/div><\/div>\n<\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1771573841744\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How to apply for the RBL Platinum LifeEasy credit card?\u00a0<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You can apply for the RBL Platinum LifeEasy credit card through the RBL Bank official website. On the website, navigate to \u2018Credit Cards\u2019 and choose the RBL Platinum LifeEasy credit card. Fill out the application form and upload the necessary documents to apply for the card.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1771573860735\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>Who is eligible to apply for the RBL Platinum LifeEasy credit card?\u00a0<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Individuals between 18 and 65 years with a minimum annual income of \u20b91,00,000 or \u20b93,00,000 are eligible to apply for the RBL Platinum LifeEasy credit card.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1771573876606\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How to redeem reward points earned on the RBL Platinum LifeEasy credit card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You can redeem the reward points or cashback earned on the RBL Platinum LifeEasy credit card on the RBL rewards portal for travel reservations and shopping.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways The RBL Platinum LifeEasy credit card offers exclusive benefits to earn accelerated rewards and gift vouchers from everyday spending. For a nominal annual fee of \u20b91,999 + GST, you can save more than \u20b910,000 every year.\u00a0 Want to know how?\u00a0Keep scrolling and explore how this card fuels your savings journey.\u00a0 What Are the [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":85238,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-85237","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85237","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=85237"}],"version-history":[{"count":1,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85237\/revisions"}],"predecessor-version":[{"id":85240,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85237\/revisions\/85240"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/85238"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=85237"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=85237"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=85237"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}