{"id":85224,"date":"2026-02-19T17:08:27","date_gmt":"2026-02-19T11:38:27","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=85224"},"modified":"2026-02-19T17:08:31","modified_gmt":"2026-02-19T11:38:31","slug":"rbl-bank-platinum-plus-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/rbl-bank-platinum-plus-credit-card\/","title":{"rendered":"An Overview of the RBL Bank Platinum Plus Credit Card"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\"><strong>Key Takeaways<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Get 4000 welcome reward points.<\/li>\n\n\n\n<li>1 reward point per \u20b9100 spent and 2X points on online spends.<\/li>\n\n\n\n<li>Get \u20b9200 monthly benefit on BookMyShow.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The RBL Bank Platinum Plus Credit Card is built for customers who want straightforward rewards with added flexibility. Designed as a 4-in-1 solution, it supports your shopping, online purchases, and entertainment needs under one card.<\/p>\n\n\n\n<p>Whether you spend on groceries, fashion, electronics, or travel, the card aligns with your lifestyle and offers structured savings along with milestone rewards and curated offers.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#rbl-bank-platinum-plus-credit-card-benefits\">RBL Bank Platinum Plus Credit Card Benefits<\/a><\/li><li><a href=\"#estimated-annual-benefit-summary-of-the-rbl-bank-platinum-plus-credit-card\">Estimated Annual Benefit Summary of the RBL Bank Platinum Plus Credit Card<\/a><\/li><li><a href=\"#rbl-bank-platinum-plus-credit-card-charges\">RBL Bank Platinum Plus Credit Card Charges<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"rbl-bank-platinum-plus-credit-card-benefits\"><strong>RBL Bank Platinum Plus Credit Card Benefits<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/02\/RBL-Platinum-Plus-Benefits-1024x683.png\" alt=\"RBL Bank Platinum Plus Credit Card Benefits\" class=\"wp-image-85226\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/02\/RBL-Platinum-Plus-Benefits-1024x683.png 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/02\/RBL-Platinum-Plus-Benefits-300x200.png 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/02\/RBL-Platinum-Plus-Benefits-150x100.png 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/02\/RBL-Platinum-Plus-Benefits-768x512.png 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/02\/RBL-Platinum-Plus-Benefits.png 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<p>To begin with, you can withdraw the entire available RBL Platinum Credit Card cash limit from any ATM in India up to your billing date. A processing fee of 2.5% applies, with a minimum charge of \u20b9500. This feature offers flexibility when you need quick funds.<\/p>\n\n\n\n<p>The other privileges that come with this card are:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Welcome Benefits: <\/strong>A joining bonus of 4,000 reward points is credited after payment of the joining fee. You must also spend \u20b92,000 within 30 days from card issuance.<\/li>\n\n\n\n<li><strong>Reward Points on Every Spend: <\/strong>Earn 1 RBL Bank Platinum Plus Credit Card reward point for every \u20b9100 spent. Get 2X reward points on online purchases, capped at 1,000 bonus points.<\/li>\n\n\n\n<li><strong>Movie and Fuel Privileges: <\/strong>Get a 1+1 BookMyShow offer up to \u20b9200 once a month, valid Monday to Friday. Enjoy a fuel surcharge waiver of up to \u20b9100 per month.\u00a0<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"estimated-annual-benefit-summary-of-the-rbl-bank-platinum-plus-credit-card\"><strong>Estimated Annual Benefit Summary of the RBL Bank Platinum Plus Credit Card<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Benefits<\/strong><\/td><td><strong>Value (\u20b9)<\/strong><\/td><\/tr><tr><td>Welcome Benefit<\/td><td>\u20b91,000<\/td><\/tr><tr><td>Annual Fee Waiver<\/td><td>\u20b9999<\/td><\/tr><tr><td>1 RP\/\u20b9100 on regular spends(\u20b91,20,000 annual spend = 1,200 points)<\/td><td>\u20b9300<\/td><\/tr><tr><td>2X RP on online spends(\u20b91,20,000 online spend = 2,400 points)<\/td><td>\u20b9600<\/td><\/tr><tr><td>BookMyShow 1+1 movie offer<\/td><td>\u20b92400<\/td><\/tr><tr><td>Fuel surcharge waiver<\/td><td>\u20b91,200<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>The estimated annual benefit of \u20b96,499 is calculated by assuming the value of 1 reward point at \u20b90.25. However, the actual value may range between \u20b90.11 and \u20b90.25 depending on the redemption category selected on the <a href=\"https:\/\/www.rblrewards.com\/\" target=\"_blank\" rel=\"noopener\">RBL rewards platform<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"rbl-bank-platinum-plus-credit-card-charges\"><strong>RBL Bank Platinum Plus Credit Card Charges<\/strong><\/h2>\n\n\n\n<p>RBL Bank Platinum Plus Credit Card annual fee and joining fee are both \u20b9999. Some other charges levied on this card that you must know are:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Charges<\/strong><\/td><td><strong>Parameters<\/strong><\/td><\/tr><tr><td>Add-On Card Charges<\/td><td>\u20b9200<\/td><\/tr><tr><td>Card Replacement Charges<\/td><td>NIL<\/td><\/tr><tr><td>Reward Redemption Fee<\/td><td>\u20b999 + GST<\/td><\/tr><tr><td>Overlimit Fee<\/td><td>NIL<\/td><\/tr><tr><td>Late Payment Fine<\/td><td>12.5% of outstanding amount (\u20b95\u2013\u20b91,300)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\ud83d\udca1Why should you worry about late payment fees when you can get monthly credit card bill payment reminders? Install the <a href=\"https:\/\/piceapp.com\/\">Pice App<\/a> to avail this privilege. Also, pay your bills and track payment status right on the app.<\/p>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\"><strong>Footnotes:<\/strong><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>The fuel waiver applies to fuel transactions between \u20b9500 and \u20b94,000.<\/li>\n\n\n\n<li>The lounge benefits available on this card have been discontinued.<\/li>\n<\/ol>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"faq\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1771499563428\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How can I redeem the BookMyShow offer?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You can apply the BookMyShow offer under the \u2018Offers or Discounts\u2019 section during checkout. Enter your card details and expiry date to proceed. The offer cannot be combined with other discounts.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1771499605695\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What is the RBL Bank Platinum Plus Credit Card interest rate?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The finance charges on the RBL Bank Platinum Plus Credit Card can go up to 3.99% per month. This adds up to 47.88% per annum.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1771499626928\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What are the eligibility criteria for this card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Applicants must be between 21 and 65 years of age. Both salaried and self-employed individuals can apply, provided they maintain a good credit score.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways The RBL Bank Platinum Plus Credit Card is built for customers who want straightforward rewards with added flexibility. Designed as a 4-in-1 solution, it supports your shopping, online purchases, and entertainment needs under one card. Whether you spend on groceries, fashion, electronics, or travel, the card aligns with your lifestyle and offers structured [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":85225,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-85224","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85224","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=85224"}],"version-history":[{"count":1,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85224\/revisions"}],"predecessor-version":[{"id":85227,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85224\/revisions\/85227"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/85225"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=85224"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=85224"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=85224"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}