{"id":85211,"date":"2026-02-19T16:20:57","date_gmt":"2026-02-19T10:50:57","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=85211"},"modified":"2026-02-19T16:21:00","modified_gmt":"2026-02-19T10:51:00","slug":"rbl-paisabazaar-duet-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/rbl-paisabazaar-duet-credit-card\/","title":{"rendered":"Earn Cashback with RBL Paisabazaar Duet Credit Card"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\"><strong>Key Takeaways<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Earn 1% cashback on eligible retail expenses.<\/li>\n\n\n\n<li>Xpress Cash is available for transfers above \u20b93,000.<\/li>\n\n\n\n<li>Nil annual fee for post-September 2021 applicants.<\/li>\n\n\n\n<li>Add-on cards are available at an additional cost of \u20b9200.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The RBL Paisabazaar Duet Credit Card is designed for simple rewards and flexible access to funds. It offers 1% cashback on eligible retail transactions, with a clear monthly cap and transparent settlement process.<\/p>\n\n\n\n<p>Beyond rewards, the card also provides access to Xpress Cash, which allows instant fund transfer from your pre-approved limit. For customers who applied after 1st September 2021, the annual fee is nil, which makes it a low-cost cashback option.&nbsp;<\/p>\n\n\n\n<p>Interested in the details? Keep reading.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#rbl-paisabazaar-duet-credit-card-advantages\">RBL Paisabazaar Duet Credit Card Advantages<\/a><\/li><li><a href=\"#how-to-access-xpress-cash-with-rbl-paisabazaar-duet-credit-card\">How to Access Xpress Cash with RBL Paisabazaar Duet Credit Card?<\/a><\/li><li><a href=\"#rbl-bank-paisabazaar-duet-credit-card-charges\">RBL Bank Paisabazaar Duet Credit Card Charges<\/a><\/li><li><a href=\"#how-can-you-raise-a-complaint-or-query-for-the-rbl-bank-paisabazaar-duet-credit-card\">How Can You Raise a Complaint or Query for the RBL Bank Paisabazaar Duet Credit Card?<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"rbl-paisabazaar-duet-credit-card-advantages\"><strong>RBL Paisabazaar Duet Credit Card Advantages<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/02\/RBL-Paisabazaar-Benefits-1024x683.png\" alt=\"RBL Paisabazaar Duet Credit Card Advantages\" class=\"wp-image-85213\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/02\/RBL-Paisabazaar-Benefits-1024x683.png 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/02\/RBL-Paisabazaar-Benefits-300x200.png 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/02\/RBL-Paisabazaar-Benefits-150x100.png 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/02\/RBL-Paisabazaar-Benefits-768x512.png 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/02\/RBL-Paisabazaar-Benefits.png 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<p>The RBL Paisabazaar Duet Credit Card offers 1% cashback on eligible retail purchases made at physical stores and online platforms, limited to a monthly cashback of up to \u20b9500. To qualify, each transaction must be at least \u20b9100.<\/p>\n\n\n\n<p>The credited amount appears in your credit card statement within 2 weeks after the transaction settles. Only settled retail transactions qualify for cashback calculation.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Example of Cashback Calculation:<\/strong><\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Transaction Date<\/strong><\/td><td><strong>Expenses<\/strong><\/td><td><strong>Amount (\u20b9)<\/strong><\/td><td><strong>Cashback Earned (\u20b9)<\/strong><\/td><\/tr><tr><td>4th December<\/td><td>Groceries<\/td><td>10,000<\/td><td>100<\/td><\/tr><tr><td>15th December<\/td><td>Restaurant<\/td><td>25,000<\/td><td>250<\/td><\/tr><tr><td>20th December<\/td><td>Electricity Bill<\/td><td>4,000<\/td><td>Not Eligible<\/td><\/tr><tr><td>21st December<\/td><td>School Fee<\/td><td>10,000<\/td><td>Not Eligible<\/td><\/tr><tr><td>25th December<\/td><td>Hotel Stays<\/td><td>15,000<\/td><td>150<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>The total eligible expenditure is \u20b950,000, and the total cashback earned is \u20b9500. Since the monthly cap is \u20b9500, the full amount gets credited to your bank account.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-to-access-xpress-cash-with-rbl-paisabazaar-duet-credit-card\"><strong>How to Access Xpress Cash with RBL Paisabazaar Duet Credit Card?<\/strong><\/h2>\n\n\n\n<p>Access Xpress Cash with RBL Paisabazaar Duet Credit Card by logging in to the <a href=\"https:\/\/www.rbl.bank.in\/credit-cards\/rbl-mycard-app\" target=\"_blank\" rel=\"noopener\">RBL MyCard Mobile App<\/a>, selecting &#8220;Get Instant Cash.&#8221; You can borrow any amount above \u20b93,000, up to your available credit limit.<strong>\u00a0<\/strong><\/p>\n\n\n\n<p>Through the Xpress Cash facility, you can transfer a portion of this limit directly into your bank account as an instant loan. Funds are credited within 3-4 working days, offering flexible EMI repayment. The RBL Paisabazaar Duet Credit Card limit is pre-approved.\u00a0<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>How to Transfer Funds?<\/strong><\/li>\n<\/ol>\n\n\n\n<p>To transfer funds, download the RBL MyBank Mobile App on your smartphone. Then follow these simple steps:<\/p>\n\n\n\n<p><strong>Step 1:<\/strong> Register your RBL Paisabazaar Duet Credit Card.<\/p>\n\n\n\n<p><strong>Step 2:<\/strong> Choose the <a href=\"https:\/\/webassets.rbl.bank.in\/pdfs\/Emailer\/terms-xpress-cash.pdf\" target=\"_blank\" rel=\"noopener\">Xpress Cash<\/a> option.<\/p>\n\n\n\n<p><strong>Step 3:<\/strong> Put in the amount you wish to transfer.<\/p>\n\n\n\n<p><strong>Step 4:<\/strong> Choose the bank account to which funds should be credited.<\/p>\n\n\n\n<p><strong>Step 5:<\/strong> Confirm your request with the OTP sent to your registered number.<\/p>\n\n\n\n<p><strong>Step 6:<\/strong> Get the approved amount credited to your bank account.&nbsp;<\/p>\n\n\n\n<p><strong>Note: <\/strong>An interest of 21% is charged per annum on the Xpress Cash amount.<\/p>\n\n\n\n<p>\ud83d\udca1Can you pay your credit card bills this smoothly? Absolutely! Install the <a href=\"https:\/\/piceapp.com\/\">Pice App<\/a> on your phone, connect your credit cards, and that&#8217;s it.\u00a0<\/p>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li><strong>Processing Fee for Loan Amount<\/strong><\/li>\n<\/ol>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Loan Amount<\/strong><\/td><td><strong>Processing Fee<\/strong><\/td><\/tr><tr><td>Up to \u20b910,000<\/td><td>\u20b9249<\/td><\/tr><tr><td>Up to \u20b920,000<\/td><td>\u20b9498<\/td><\/tr><tr><td>Above \u20b925,000<\/td><td>2.5% of the loan amount<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"rbl-bank-paisabazaar-duet-credit-card-charges\"><strong>RBL Bank Paisabazaar Duet Credit Card Charges<\/strong><\/h2>\n\n\n\n<p>The RBL Paisabazaar Duet Credit Card annual fee and joining fee are nil for customers who applied on or after 1st September 2021.<\/p>\n\n\n\n<p>The card also draws a few <a href=\"https:\/\/webassets.rbl.bank.in\/document\/Credit%20Cards\/RBL-MITC-final.pdf\" target=\"_blank\" rel=\"noopener\">other charges<\/a> as follows:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Charges<\/strong><\/td><td><strong>Parameters<\/strong><\/td><\/tr><tr><td>Add-On Card Charges<\/td><td>\u20b9200<\/td><\/tr><tr><td>Card Replacement Charges<\/td><td>Nil<\/td><\/tr><tr><td>Overlimit Fee<\/td><td>Nil<\/td><\/tr><tr><td>Finance Charges<\/td><td>Up to 3.99% p.m. or 47.88% p.a.<\/td><\/tr><tr><td>Late Payment Fine<\/td><td>12.5% of outstanding amount (\u20b95\u2013\u20b91,300)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-can-you-raise-a-complaint-or-query-for-the-rbl-bank-paisabazaar-duet-credit-card\"><strong>How Can You Raise a Complaint or Query for the RBL Bank Paisabazaar Duet Credit Card?<\/strong><\/h2>\n\n\n\n<p>For card-related queries, you can write to cardservices@rblbank.com or call the customer helpline at +91 22 6232 7777.<\/p>\n\n\n\n<p>If your concern remains unresolved, you may escalate the matter to the Principal Nodal Officer of RBL Bank.<\/p>\n\n\n\n<p><strong>Principal Nodal Officer:<\/strong> RBL Bank Ltd.Mr. Vikas Nigam, RBL Bank Ltd, Unit No. 306\u2013311, 3rd Floor, JMD Megapolis, Sector 48, Sohna Road, Gurugram: 122018, Haryana<\/p>\n\n\n\n<p><strong>Email:<\/strong> principalnodalofficer@rblbank.com<\/p>\n\n\n\n<p><strong>Contact:<\/strong> 022 7143 2700<\/p>\n\n\n\n<p>\ud83d\udca1Do not let credit card bill dates disrupt your life. Download the GST-compliant, secure <a href=\"https:\/\/piceapp.com\/credit-card-bill-payment\/\">the Pice App<\/a> for seamless credit card bill payments and pay in a few simple steps!<\/p>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"footnotes\"><strong>Footnotes:<\/strong><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Cardholders who received the card before 1st September 2021 are required to pay a joining and annual fee of \u20b9500 + GST.<\/li>\n\n\n\n<li>The RBL Paisabazaar Duet Credit Card has a higher variant called the RBL Paisabazaar Duet Plus Credit Card with an annual charge of \u20b91499 + GST.<\/li>\n<\/ol>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1771497302135\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How soon will I receive the Duet Card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You can apply online through Paisabazaar using a fully digital process. After approval, the card is dispatched to your registered address within 7 to 10 working days.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1771497322850\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>Are physical documents required for the application?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>No physical paperwork is needed. The entire application process is online. If any documents are required, you can upload them digitally during the process.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1771497341102\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>Does the card give 1% cashback on all spends?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>No, certain categories do not qualify. Transactions such as fuel, utilities, insurance, cash withdrawals, education, wallet loads, government payments, and EMI conversions are excluded from cashback.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1771497358532\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>Why is my cashback still not credited after 2 weeks?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The timeline may vary due to banking cycles and public holidays. You can check your monthly credit card statement to track the credit once it is posted.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1771497379922\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What is the RBL Bank Paisabazaar Duet Credit Card application process?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You can apply online through the official RBL Bank site or Paisabazaar. If you prefer an in-person option, visit your nearest RBL Bank branch to submit an offline application.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways The RBL Paisabazaar Duet Credit Card is designed for simple rewards and flexible access to funds. It offers 1% cashback on eligible retail transactions, with a clear monthly cap and transparent settlement process. Beyond rewards, the card also provides access to Xpress Cash, which allows instant fund transfer from your pre-approved limit. For [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":85212,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-85211","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85211","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=85211"}],"version-history":[{"count":1,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85211\/revisions"}],"predecessor-version":[{"id":85214,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85211\/revisions\/85214"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/85212"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=85211"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=85211"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=85211"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}