{"id":85152,"date":"2026-02-04T15:17:48","date_gmt":"2026-02-04T09:47:48","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=85152"},"modified":"2026-02-04T15:17:52","modified_gmt":"2026-02-04T09:47:52","slug":"rbl-bank-platinum-maxima-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/rbl-bank-platinum-maxima-credit-card\/","title":{"rendered":"A Comprehensive Overview of the RBL Bank Platinum Maxima Credit Card"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\">Key Takeaways<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>RBL Bank Platinum Maxima Credit Card suits travel, movie and daily-spend users.<\/li>\n\n\n\n<li>Earn up to 10 reward points per \u20b9100 on select categories.<\/li>\n\n\n\n<li>Enjoy quarterly domestic lounge access on meeting spend criteria.<\/li>\n\n\n\n<li>Attractive milestone rewards of up to 20,000 bonus points yearly.<\/li>\n\n\n\n<li>Flexible EMI options with low processing fees and cashback benefits.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The RBL Bank Platinum Maxima Credit Card suits people who love travel and movies. It also offers strong value on daily expenses across shopping, food and groceries. Cardholders earn reward points on every purchase.<\/p>\n\n\n\n<p>The card fits modern lifestyle needs with steady savings and simple rewards. It comes with a joining and annual fee of \u20b92,000. As a welcome benefit, users receive 8,000 bonus reward points within 60 days from card issue.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#rbl-bank-platinum-maxima-credit-card-advantages\">RBL Bank Platinum Maxima Credit Card Advantages<\/a><\/li><li><a href=\"#rbl-platinum-maxima-credit-card-lounges-list\">RBL Platinum Maxima Credit Card Lounges List<\/a><\/li><li><a href=\"#rbl-bank-platinum-maxima-credit-card-emi-options\">RBL Bank Platinum Maxima Credit Card EMI Options<\/a><\/li><li><a href=\"#rbl-platinum-maxima-credit-card-charges\">RBL Platinum Maxima Credit Card Charges<\/a><\/li><li><a href=\"#conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"rbl-bank-platinum-maxima-credit-card-advantages\"><strong>RBL Bank Platinum Maxima Credit Card Advantages<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"533\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/02\/RBL-Bank-Platinum-Maxima-benefits.jpeg\" alt=\"RBL Bank Platinum Maxima Credit Card Advantages\" class=\"wp-image-85154\" style=\"width:840px;height:auto\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/02\/RBL-Bank-Platinum-Maxima-benefits.jpeg 800w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/02\/RBL-Bank-Platinum-Maxima-benefits-300x200.jpeg 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/02\/RBL-Bank-Platinum-Maxima-benefits-150x100.jpeg 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/02\/RBL-Bank-Platinum-Maxima-benefits-768x512.jpeg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Lounge Benefits<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Cardholders can enjoy access to 1 domestic airport lounge each quarter. This benefit applies when spending crosses \u20b935,000 in the previous calendar quarter.<\/p>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li><strong>Movie Benefits<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Users get a monthly movie offer on BookMyShow. The benefit gives a \u20b9100 discount or 1 free ticket, whichever is lower. The offer works on both the app and website.<\/p>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li><strong>Reward Benefits<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Earn 2 reward points on every \u20b9100 spent on retail purchases. Dining, entertainment, grocery and international spends earn 5X reward points, which is 10 per \u20b9100.<\/p>\n\n\n\n<ol start=\"4\" class=\"wp-block-list\">\n<li><strong>Milestone Benefits<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Earn up to 20,000 bonus reward points in one membership year. Spend \u20b92.5 lakh to get 10,000 points. Spend \u20b94 lakh to receive another 10,000 points.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"rbl-platinum-maxima-credit-card-lounges-list\"><strong>RBL Platinum Maxima Credit Card Lounges List<\/strong><\/h2>\n\n\n\n<p>Here are 5 available domestic lounges, each for the Mastercard and VISA networks. Check out the <a href=\"https:\/\/webassets.rbl.bank.in\/document\/credit-cards\/mastercard-visa-india-lounge-program-lounge-list.pdf\" target=\"_blank\" rel=\"noopener\">full list of lounges<\/a> if you could not find your city here.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Mastercard Network<\/strong><\/li>\n<\/ol>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>City<\/strong><\/td><td><strong>Airport<\/strong><\/td><td><strong>Lounge<\/strong><\/td><\/tr><tr><td><strong>New Delhi<\/strong><\/td><td>Indira Gandhi International Airport<\/td><td>Encalm Lounge<\/td><\/tr><tr><td><strong>Mumbai<\/strong><\/td><td>Chhatrapati Shivaji International Airport<\/td><td>OASIS Lounge<\/td><\/tr><tr><td><strong>Kolkata<\/strong><\/td><td>Netaji Subhash Chandra Bose<\/td><td>TFS &#8211; Travel Club Lounge<\/td><\/tr><tr><td><strong>Bangalore<\/strong><\/td><td>Kempegowda International Airport<\/td><td>080 Domestic Lounge<\/td><\/tr><tr><td><strong>Chandigarh<\/strong><\/td><td>Chandigarh International Airport<\/td><td>Primus Lounge<\/td><\/tr><tr><td><strong>Jaipur<\/strong><\/td><td>Jaipur International Airport<\/td><td>Primus Lounge<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li><strong>VISA Network<\/strong><\/li>\n<\/ol>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>City<\/strong><\/td><td><strong>Airport<\/strong><\/td><td><strong>Lounge<\/strong><\/td><\/tr><tr><td><strong>Ahmedabad<\/strong><\/td><td>Sardar Vallabhbhai Patel InternationalAirport<\/td><td>The Lounge<\/td><\/tr><tr><td><strong>Chennai<\/strong><\/td><td>Chennai International Airport<\/td><td>Travel Club Lounge B Dom T1 Departure<\/td><\/tr><tr><td><strong>Dehradun<\/strong><\/td><td>Jolly Grant Airport<\/td><td>Bird Lounge<\/td><\/tr><tr><td><strong>Hyderabad<\/strong><\/td><td>Rajiv Gandhi International Airport<\/td><td>Encalm Lounge Dom T1 Departure<\/td><\/tr><tr><td><strong>Nagpur<\/strong><\/td><td>Dr. Babasaheb Ambedkar InternationalAirport<\/td><td>Mandarin Lounge<\/td><\/tr><tr><td><strong>Pune<\/strong><\/td><td>Pune International Airport<\/td><td>Elysian Lounge GF<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"rbl-bank-platinum-maxima-credit-card-emi-options\"><strong>RBL Bank Platinum Maxima Credit Card EMI Options<\/strong><\/h2>\n\n\n\n<p>The EMI Facility converts big purchases into manageable monthly payments, ideal for flexible spending without hassle. It features low interest rates and minimal processing fees.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Merchant EMI Program<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Split transactions into EMIs right at checkout with tenures of 3, 6, 9, 12, 18 or 24 months. Available at select POS terminals and online merchants with no paperwork.<\/p>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li><strong>Split \u2019n\u2019 Pay Option<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Convert eligible transactions over \u20b92,500 into EMIs after purchase via the MyCard App, WhatsApp, MyBank App, chatbot or customer service.<\/p>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li><strong>EMI Infinity Pass Benefits<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Enjoy 100% cashback on your first <a href=\"https:\/\/www.rbl.bank.in\/offers-and-promotions\/split-n-pay\" target=\"_blank\" rel=\"noopener\">Split \u2019n\u2019 Pay<\/a> fee, plus 20% on subsequent ones for a year. It also unlocks special EMI deals and optional auto-renewal.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"rbl-platinum-maxima-credit-card-charges\"><strong>RBL Platinum Maxima Credit Card Charges<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameters<\/strong><\/td><td><strong>Charges<\/strong><\/td><\/tr><tr><td>Add-On Cards<\/td><td>\u20b9200<\/td><\/tr><tr><td>Card Replacement Fee<\/td><td>NIL<\/td><\/tr><tr><td>Finance Charges<\/td><td>Up to 3.99% p.m. or 47.88% p.a.<\/td><\/tr><tr><td>Reward Redemption Fee<\/td><td>\u20b999<\/td><\/tr><tr><td>Cash Advance Fee<\/td><td>2.5% or min \u20b9500<\/td><\/tr><tr><td>Overlimit Fee<\/td><td>NIL<\/td><\/tr><tr><td>Late Payment Fine<\/td><td>12.5% of outstanding amount (\u20b95\u2013\u20b91,300)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\ud83d\udca1Looking for a seamless way to manage your credit card bills? <a href=\"https:\/\/piceapp.com\/credit-card-bill-payment\/\">The Pice App<\/a> lets you pay credit card bills directly through the secure GST-compliant app. You also get bill payment reminders and can track payment status.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"conclusion\">Conclusion<\/h2>\n\n\n\n<p>The RBL Bank Platinum Maxima Credit Card blends travel, movies and everyday rewards into one lifestyle card. With milestone bonuses, lounge access and strong reward rates on dining and groceries, it delivers consistent value for frequent spenders seeking simple benefits and flexible EMI options with transparent fees and customer support.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1770198013075\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is the annual fee of RBL Bank Platinum Maxima Credit Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>It has a joining and annual fee of \u20b92,000.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1770198032941\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What welcome benefit does the RBL Bank Platinum Maxima Credit Card offer?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Users receive 8,000 bonus reward points within 60 days of card issuance.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1770198045771\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Can I convert purchases into EMIs?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, eligible spends can be converted into EMIs easily.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1770198064258\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How many reward points can I earn on regular spends?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You earn 2 reward points per \u20b9100 on retail purchases.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1770198080103\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Is there a reward redemption fee?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, a redemption fee of \u20b999 applies.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways The RBL Bank Platinum Maxima Credit Card suits people who love travel and movies. It also offers strong value on daily expenses across shopping, food and groceries. Cardholders earn reward points on every purchase. The card fits modern lifestyle needs with steady savings and simple rewards. It comes with a joining and annual [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":85153,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-85152","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85152","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=85152"}],"version-history":[{"count":1,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85152\/revisions"}],"predecessor-version":[{"id":85155,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/85152\/revisions\/85155"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/85153"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=85152"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=85152"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=85152"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}