{"id":84377,"date":"2026-01-09T16:30:40","date_gmt":"2026-01-09T11:00:40","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=84377"},"modified":"2026-01-09T16:30:44","modified_gmt":"2026-01-09T11:00:44","slug":"paytm-hdfc-bank-select-business-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/paytm-hdfc-bank-select-business-credit-card\/","title":{"rendered":"Boost Your Savings with the Paytm HDFC Bank Select Business Credit Card"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\">Key Takeaways<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The Paytm HDFC Bank Select Business Credit Card offers up to 5% cashback on Paytm transactions.<\/li>\n\n\n\n<li>Cashback is credited as CashPoints, redeemable for travel, shopping, or statement cashback.<\/li>\n\n\n\n<li>Regular spenders benefit from quarterly and annual milestone vouchers.<\/li>\n\n\n\n<li>The card provides 12 complimentary domestic airport lounge visits annually.<\/li>\n\n\n\n<li>Annual fees are waivable by meeting the prescribed spending thresholds.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>If you have been using Paytm to manage your payments, the Paytm HDFC Bank Select Business Credit Card adds extra value to every transaction.\u00a0This cashback card offers up to 5% cashback on Paytm spends, credited as Cashpoints that can be redeemed for shopping, flight and hotel bookings or direct cashback.\u00a0\u00a0<\/p>\n\n\n\n<p>Beyond Paytm purchases, the card also comes with a range of additional features designed to reward regular spending. Read on to explore how this card helps you earn more from the payments you already make.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#paytm-hdfc-select-business-card-benefits\">Paytm HDFC Select Business Card Benefits<\/a><\/li><li><a href=\"#fees-and-charges-of-the-paytm-hdfc-bank-select-business-credit-card\">Fees and Charges of the Paytm HDFC Bank Select Business Credit Card<\/a><\/li><li><a href=\"#things-you-should-know-about-the-paytm-hdfc-bank-select-business-credit-card\">Things You Should Know About the Paytm HDFC Bank Select Business Credit Card<\/a><\/li><li><a href=\"#conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"paytm-hdfc-select-business-card-benefits\"><strong>Paytm HDFC Select Business Card Benefits<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"533\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/PayTm-HDFC-Select-Benefits.jpeg\" alt=\"Paytm HDFC Select Business Card Benefits\" class=\"wp-image-84379\" style=\"width:840px;height:auto\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/PayTm-HDFC-Select-Benefits.jpeg 800w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/PayTm-HDFC-Select-Benefits-300x200.jpeg 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/PayTm-HDFC-Select-Benefits-150x100.jpeg 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/PayTm-HDFC-Select-Benefits-768x512.jpeg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"welcome-bonus\"><strong>Welcome Bonus<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Get a free Paytm First Membership upon activation of your Paytm HDFC Bank Select Business Credit Card.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"cash-points-program\"><strong>CashPoints Program<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Enjoy 5% savings on all purchases on Paytm, including recharge, utility, travel, movies and Mini App.<\/li>\n\n\n\n<li>Get 3% cashback on specific spends, including Swiggy, AJIO, <a href=\"https:\/\/www.bigbasket.com\/ps\/?q=paneer&amp;nc=as&amp;page=1&amp;filter=%5B%7B%22name%22%3A%22Brands%22%2C%22type%22%3A%22brand%22%2C%22values%22%3A%5B%7B%22id%22%3A787%2C%22name%22%3A%22Milky+Mist%22%2C%22image%22%3A%22%22%2C%22slug%22%3A%22milky-mist%22%2C%22level%22%3A0%2C%22url%22%3A%22milky-mist%22%2C%22is_selected%22%3Afalse%7D%5D%7D%5D&amp;gad_source=1&amp;gad_campaignid=21496179289&amp;gbraid=0AAAAApHC0mhZfzIRkPPwMPgr5Q8iYjRvC&amp;gclid=CjwKCAiA64LLBhBhEiwA-Pxgu6CXxLyLSKVzo74b_P0lLlhgitIuDlKF-3mtYWOgAEnqI7nGjgJM4hoC4GgQAvD_BwE\" target=\"_blank\" rel=\"noopener\">Big Basket<\/a> &amp; Uber.<\/li>\n\n\n\n<li>Enjoy 1% cashback on all other retail transactions except fuel, EMIs, rental, and government spends.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"milestone-bonus\"><strong>Milestone Bonus<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Get a \u20b9500 worth of gift vouchers every quarter for reaching the \u20b950,000 spending milestone in the previous quarter.<\/li>\n\n\n\n<li>Spend \u20b91.5 lakh within a year to get your renewal fee waived.<\/li>\n\n\n\n<li>Enjoy \u20b91,000 worth of gift vouchers on spending \u20b92 lakh a calendar year.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"lounge-accesses\"><strong>Lounge Accesses<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Enjoy 12 complimentary domestic airport lounge accesses in a year with this card.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"fees-and-charges-of-the-paytm-hdfc-bank-select-business-credit-card\"><strong>Fees and Charges of the Paytm HDFC Bank Select Business Credit Card<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Charges<\/strong><\/td><td><strong>Amount and Conditions<\/strong><\/td><\/tr><tr><td>Joining and Renewal Fee<\/td><td>\u20b91,000 (Both waivable)<\/td><\/tr><tr><td>Cash Withdrawal Fee<\/td><td>2.5% of the withdrawal amount or \u20b9500, whichever is higher<\/td><\/tr><tr><td>Interest on Late Payments<\/td><td>3.75% per month (45% p.a)<\/td><\/tr><tr><td>Late Payment Fee<\/td><td>\u20b90 to \u20b91,300, depending on the due amount<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\ud83d\udca1Never miss a payment date and be liable to extra charges with the help of <a href=\"https:\/\/piceapp.com\/\">the Pice App<\/a>. Download and link your credit card for timely bill payment now!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"things-you-should-know-about-the-paytm-hdfc-bank-select-business-credit-card\"><strong>Things You Should Know About the Paytm HDFC Bank Select Business Credit Card<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You cannot earn CashPoints on specific spends, including wallet loads, fuel spends, EMI spends, rental spends and government spends.<\/li>\n\n\n\n<li>You can only redeem up to 50,000 CashPoints in a month for travel.<\/li>\n\n\n\n<li>The cashback you earn on grocery spends is capped at \u20b91,000 CashPoints per month.<\/li>\n\n\n\n<li>You can only redeem 3,000 CashPoints in a month to get cashback on your statement balance.<\/li>\n\n\n\n<li>You can redeem up to 70% value with CashPoints while purchasing select items.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"conclusion\">Conclusion<\/h2>\n\n\n\n<p>The Paytm HDFC Bank Select Business Credit Card is a rewarding choice for frequent Paytm users and small businesses. With high cashback on Paytm spends, milestone rewards, lounge access, and flexible CashPoints redemption, it helps maximise value from everyday business and personal expenses.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1767955915192\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What means of cashback does the Paytm HDFC Bank Select Business Credit Card offer?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>It offers cashback in the form of CashPoints on Paytm and other eligible spends.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1767955951620\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How much cashback can I earn on Paytm spends?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You can earn up to 5% cashback on eligible Paytm transactions.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1767955968863\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Are there milestone rewards on this credit card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, you earn gift vouchers for achieving quarterly and annual spending milestones.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1767955992069\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Are there any spends excluded from cashback?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, wallet loads, fuel, EMIs, rentals, and government spends are excluded.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1767956017772\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Can the joining and renewal fee be waived?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, the fee is waived on spending \u20b91.5 lakh annually.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways If you have been using Paytm to manage your payments, the Paytm HDFC Bank Select Business Credit Card adds extra value to every transaction.\u00a0This cashback card offers up to 5% cashback on Paytm spends, credited as Cashpoints that can be redeemed for shopping, flight and hotel bookings or direct cashback.\u00a0\u00a0 Beyond Paytm purchases, [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":84378,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-84377","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/84377","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=84377"}],"version-history":[{"count":1,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/84377\/revisions"}],"predecessor-version":[{"id":84380,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/84377\/revisions\/84380"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/84378"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=84377"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=84377"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=84377"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}