{"id":84281,"date":"2026-01-09T22:05:11","date_gmt":"2026-01-09T16:35:11","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=84281"},"modified":"2026-01-09T22:05:15","modified_gmt":"2026-01-09T16:35:15","slug":"indusind-nexxt-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/indusind-nexxt-credit-card\/","title":{"rendered":"IndusInd Nexxt Credit Card: Benefits, Charges &amp; More\u00a0"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p><strong>Key Takeaways:&nbsp;<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Get up to 2 free movie tickets per month.<\/li>\n\n\n\n<li>Provides a fuel surcharge waiver up to \u20b9250 per statement cycle.<\/li>\n\n\n\n<li>Use reward points to make payments with a minimum of 500 reward points.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>Step into a smarter, more engaging way to pay with the <strong>IndusInd Nexxt Credit Card<\/strong>, India\u2019s first interactive credit card with in-built LED lights.&nbsp;<\/p>\n\n\n\n<p>Designed for everyday spending with a touch of innovation, the card lets you earn 1 reward point for every \u20b9150 spent while enjoying lifestyle perks that add real value.<\/p>\n\n\n\n<p>Read on to discover how its unique benefits and features can make your everyday payments more rewarding.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#indus-ind-nexxt-credit-card-benefits\">\u00a0IndusInd Nexxt Credit Card Benefits<\/a><\/li><li><a href=\"#indus-ind-nexxt-credit-card-charges\">\u00a0IndusInd Nexxt Credit Card Charges<\/a><\/li><li><a href=\"#how-to-save-with-the-indus-ind-nexxt-credit-card\">How to Save with the IndusInd Nexxt Credit Card?\u00a0<\/a><ul><\/ul><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"indus-ind-nexxt-credit-card-benefits\"><strong>&nbsp;IndusInd Nexxt Credit Card Benefits<\/strong><\/h2>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"264\" height=\"167\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/IndusInd-Nexxt-Credit-Card-.webp\" alt=\"\u00a0IndusInd Nexxt Credit Card \" class=\"wp-image-84327 size-full\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/IndusInd-Nexxt-Credit-Card-.webp 264w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/IndusInd-Nexxt-Credit-Card--150x95.webp 150w\" sizes=\"auto, (max-width: 264px) 100vw, 264px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>Besides the reward points, here are the other benefits that you can reap from this card:<\/p>\n<\/div><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>As a welcome benefit, you can get Montblanc vouchers, luxury vouchers, discount vouchers from Amazon, Zee5, Flipkart, Apollo Pharmacy, Ola, Uber, Pantaloons, Raymonds, Bata, Hush Puppies and others.<\/li>\n\n\n\n<li>You can get 2 complimentary movie tickets up to \u20b9200 every month on BookMyShow.<\/li>\n\n\n\n<li>The card offers a 1% fuel surcharge waiver up to \u20b9250 per billing cycle.<\/li>\n\n\n\n<li>If you have at least 500 reward points, you can use them to make payments. You can additionally pay with EMI and pay with a credit option using the card.<\/li>\n\n\n\n<li>The card provides travel insurance from Oriental Insurance Company Ltd, wherein you get up to \u20b91 lakh for lost baggage, \u20b925,000 each for delayed baggage, lost ticket and missed connections, followed by \u20b950,000 for lost passport.&nbsp;<\/li>\n\n\n\n<li>Total Protect covers the cardholder against unauthorised transactions for up to 48 hours and counterfeit fraud.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"indus-ind-nexxt-credit-card-charges\"><strong>&nbsp;IndusInd Nexxt Credit Card Charges<\/strong><\/h2>\n\n\n\n<p>To get an <strong>IndusInd Nexxt Credit Card<\/strong>, you need to pay a joining fee of \u20b910,000. However, the card does not charge any annual fee or add-on card fee. Here are the other charges applicable to the Nexxt Credit Card by IndusInd:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameter<\/strong><\/td><td><strong>Charges<\/strong><\/td><\/tr><tr><td>Interest Charges<\/td><td>3.83% per month or 46% per year<\/td><\/tr><tr><td>Over Limit Charges<\/td><td>2.5% subject to a minimum of \u20b9500<\/td><\/tr><tr><td>Cheque Return&nbsp;<\/td><td>\u20b9250<\/td><\/tr><tr><td>Cash Advance Charges<\/td><td>2.5% subject to a minimum of \u20b9300<\/td><\/tr><tr><td>Foreign Currency Mark-up<\/td><td>3.5%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>The card attracts the following late payment fees for delayed payments:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Outstanding Balance&nbsp;<\/strong><\/td><td><strong>Late Payment Fees<\/strong><\/td><\/tr><tr><td>Up to \u20b9100<\/td><td>Nil<\/td><\/tr><tr><td>\u20b9101 to \u20b9500<\/td><td>\u20b9100<\/td><\/tr><tr><td>\u20b9501 to \u20b91,000<\/td><td>\u20b9350<\/td><\/tr><tr><td>\u20b91,001 to \u20b910,000<\/td><td>\u20b9550<\/td><\/tr><tr><td>\u20b910,001 to \u20b925,000<\/td><td>\u20b9800<\/td><\/tr><tr><td>\u20b925,001 to \u20b950,000<\/td><td>\u20b91,100<\/td><\/tr><tr><td>Above \u20b950,000<\/td><td>\u20b91,300<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>To avoid late payment fees, you need to pay your bills on time. You can add your <\/em><strong><em>IndusInd Nexxt Credit Card<\/em><\/strong><em> to the Pice app to get bill payment reminders and pay directly within the due date.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-to-save-with-the-indus-ind-nexxt-credit-card\"><strong>How to Save with the IndusInd Nexxt Credit Card?&nbsp;<\/strong><\/h2>\n\n\n\n<p>You can save significantly on fuel surcharge, movie tickets and through earned rewards. Here is how much you can save:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameter<\/strong><\/td><td><strong>Savings on Market Value<\/strong><\/td><\/tr><tr><td>Movie tickets twice a month<\/td><td>\u20b94,800<\/td><\/tr><tr><td>Fuel surcharge&nbsp;<\/td><td>\u20b9480<\/td><\/tr><tr><td>Reward Points upon meeting the average monthly spend of \u20b930,000 per month&nbsp;<\/td><td>\u20b91,800<\/td><\/tr><tr><td><strong>Total Savings<\/strong><\/td><td><strong>\u20b97,080<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\"><strong>FAQs<\/strong><\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1767873171008\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Can I use the IndusInd Nexxt Credit Card for international transactions?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You can use the <strong>IndusInd Nexxt Credit Card<\/strong> for international transactions. However, a forex markup of 3.5% on the transaction value will apply.\u00a0<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1767873180318\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How many free movie tickets can I get per month with the IndusInd Nexxt Credit Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>If you book movie tickets with BookMyShow, you can get up to 2 free movie tickets every month. Notably, the value of your free movie ticket will be \u20b9200. If it is priced higher, you need to pay the remaining amount.\u00a0<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1767873190620\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is the annual fee for the IndusInd Nexxt Credit Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p><strong>IndusInd Nexxt Credit Card<\/strong> does not attract an annual fee. You need to pay the joining fee of \u20b910,000 once the card application is submitted.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways:&nbsp; Step into a smarter, more engaging way to pay with the IndusInd Nexxt Credit Card, India\u2019s first interactive credit card with in-built LED lights.&nbsp; Designed for everyday spending with a touch of innovation, the card lets you earn 1 reward point for every \u20b9150 spent while enjoying lifestyle perks that add real value. [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":84414,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-84281","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/84281","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=84281"}],"version-history":[{"count":3,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/84281\/revisions"}],"predecessor-version":[{"id":84424,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/84281\/revisions\/84424"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/84414"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=84281"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=84281"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=84281"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}