{"id":84155,"date":"2026-01-07T16:48:20","date_gmt":"2026-01-07T11:18:20","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=84155"},"modified":"2026-01-07T16:48:23","modified_gmt":"2026-01-07T11:18:23","slug":"krisflyer-sbi-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/krisflyer-sbi-card\/","title":{"rendered":"KrisFlyer SBI Credit Card: A Guide"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\">Key Takeaways<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The KrisFlyer SBI Card earns up to 5 KrisFlyer miles per \u20b9200 on international and Singapore Airlines spends.<\/li>\n\n\n\n<li>Miles are credited directly to your KrisFlyer account, simplifying redemptions.<\/li>\n\n\n\n<li>Complimentary domestic and international lounge access enhances travel comfort.<\/li>\n\n\n\n<li>Milestone spends unlock bonus miles and KrisFlyer Elite Silver status.<\/li>\n\n\n\n<li>Best suited for frequent international travellers and Singapore Airlines flyers.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>If your wallet travels as much as you do, the KrisFlyer SBI Card fits right in!\u00a0Designed for frequent flyers, this SBI card converts your spending into KrisFlyer miles. You earn 5 KrisFlyer miles for every \u20b9200 spent internationally and 2 miles per \u20b9200 on other eligible purchases.<\/p>\n\n\n\n<p>These miles are credited directly to your KrisFlyer Membership account and can be redeemed for Singapore Airlines flight bookings. From international purchases to everyday spending, each swipe helps you move closer to your next trip.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#kris-flyer-sbi-card-benefits\">KrisFlyer SBI Card Benefits<\/a><\/li><li><a href=\"#common-features-of-the-kris-flyer-sbi-card\">Common Features of the KrisFlyer SBI Card<\/a><\/li><li><a href=\"#applicable-fees-and-charges-of-the-kris-flyer-sbi-card\">Applicable Fees and Charges of the KrisFlyer SBI Card<\/a><\/li><li><a href=\"#who-should-get-a-kris-flyer-sbi-card\">Who Should Get a KrisFlyer SBI Card?<\/a><\/li><li><a href=\"#conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"kris-flyer-sbi-card-benefits\"><strong>KrisFlyer SBI Card Benefits<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"533\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/KrisFlyer-SBI-Benefits.jpeg\" alt=\"KrisFlyer SBI Card Benefits\" class=\"wp-image-84157\" style=\"width:840px;height:auto\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/KrisFlyer-SBI-Benefits.jpeg 800w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/KrisFlyer-SBI-Benefits-300x200.jpeg 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/KrisFlyer-SBI-Benefits-150x100.jpeg 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/KrisFlyer-SBI-Benefits-768x512.jpeg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Welcome Bonus\u00a0<\/strong><\/li>\n<\/ul>\n\n\n\n<p>As a welcome benefit, cardholders can earn 3,000 KrisFlyer miles by paying the annual fee and completing their first transaction within 60 days of card issuance. These bonus miles are automatically credited to the KrisFlyer Membership account on the statement date.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>KrisFlyer Miles<\/strong><\/li>\n<\/ul>\n\n\n\n<p>You receive 5 KrisFlyer miles for every \u20b9200 spent on Singapore Airlines Group and other international purchases. On all other general expenses, you earn 2 KrisFlyer miles for every \u20b9200 spent, excluding property rentals, fuel transactions and wallet uploads.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Lounge Benefits<\/strong><\/li>\n<\/ul>\n\n\n\n<p>The KrisFlyer SBI card lounge access offer includes 4 complimentary international airport lounge visits annually, limited to one per quarter, along with a free Priority Pass membership worth $99. In addition, the card offers 4 complimentary domestic lounge visits every year.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Milestone Rewards<\/strong><\/li>\n<\/ul>\n\n\n\n<p>Earn an additional 3,000 KrisFlyer miles when your annual spends reach \u20b93 lakh, with the miles credited to your KrisFlyer account on the statement date.&nbsp;<\/p>\n\n\n\n<p>Further, spend \u20b92.5 lakh on <a href=\"https:\/\/www.singaporeair.com\/en_UK\/in\/home?gclsrc=aw.ds&amp;gad_source=1&amp;gad_campaignid=15445783676&amp;gbraid=0AAAAADbjIGjdlEQJ16dlIU038fPa8JBoq&amp;gclid=Cj0KCQiApfjKBhC0ARIsAMiR_IsLnYreeBe9IEYvK0aPhRGj_yT6spgvqk-toIkhp0u4ufRZrHoxu2MaAkOmEALw_wcB#\/book\/bookflight\" target=\"_blank\" rel=\"noopener\">Singapore Airlines<\/a> bookings made via the airline\u2019s app or website and enjoy an automatic upgrade to KrisFlyer Elite Silver membership.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"common-features-of-the-kris-flyer-sbi-card\"><strong>Common Features of the KrisFlyer SBI Card<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The KrisFlyer SBI card comes with the \u201cWave and Pay\u201d feature for convenient payments. However, this feature is limited to a maximum spend of \u20b95,000.<\/li>\n\n\n\n<li>Cash withdrawal facility is available at over 1 million MasterCard or Visa ATMs around the world.<\/li>\n\n\n\n<li>Use the \u201cEasy Bill Pay\u201d facility on your KrisFlyer SBI card to seamlessly pay your utility bills.<\/li>\n\n\n\n<li>Use the Flexipay Feature to pay your last 30 days&#8217; bill in flexible instalments at attractive interest rates.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"applicable-fees-and-charges-of-the-kris-flyer-sbi-card\"><strong>Applicable Fees and Charges of the KrisFlyer SBI Card<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Charges<\/strong><\/td><td><strong>Amount<\/strong><\/td><\/tr><tr><td>Joining \/ Renewal Fees<\/td><td>\u20b92,999 + Applicable Taxes<\/td><\/tr><tr><td>Cash Withdrawal Fees<\/td><td>2.5% of the transaction amount or \u20b9500, whichever is higher.<\/td><\/tr><tr><td>Interest on Late Payments<\/td><td>3.75% p.a (45% p.a)<\/td><\/tr><tr><td>Late Payment Charges<\/td><td>\u20b90 to \u20b91,300, depending on the value of the outstanding amount.<\/td><\/tr><tr><td>Overlimit Charges<\/td><td>2.5% of the overlimit amount or \u20b9600, whichever is higher.<\/td><\/tr><tr><td>Utility Payment Fee<\/td><td>1% of the total amount of utility bills, chargeable if the amount of utility bills crosses \u20b950,000.<\/td><\/tr><tr><td>Forex Fee<\/td><td>3.5% of the transaction amount.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\ud83d\udca1Avoid high interest charges and late payment fees by using the automatic credit card bill payment feature on <a href=\"https:\/\/piceapp.com\/credit-card-bill-payment\/\">the Pice App<\/a>!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"who-should-get-a-kris-flyer-sbi-card\"><strong>Who Should Get a KrisFlyer SBI Card?<\/strong><\/h2>\n\n\n\n<p>The KrisFlyer SBI Card is best suited for those who can make the most of its travel-focused rewards. Its benefits are closely tied to Singapore Airlines, making it ideal for frequent flyers who want to earn and redeem KrisFlyer miles on flight bookings.&nbsp;<\/p>\n\n\n\n<p>Cardholders also have the flexibility to convert KrisFlyer miles into ALL Reward points to book hotels at no cost. Considering the annual fee of \u20b92,999 plus taxes, this card makes sense for:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Frequent Singapore Airlines travellers<\/li>\n\n\n\n<li>Individuals with regular international spending<\/li>\n\n\n\n<li>Those who are comfortable spending around \u20b93 lakh annually for their living<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"conclusion\">Conclusion<\/h2>\n\n\n\n<p>The KrisFlyer SBI Card is a smart choice for travellers who value miles over cashback, especially Singapore Airlines loyalists. With strong international earn rates, lounge access, milestone rewards and airline-linked benefits, it turns everyday and overseas spending into meaningful travel experiences while justifying its annual fee for frequent global flyers.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1767783057786\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is the main benefit of the KrisFlyer SBI Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The KrisFlyer SBI Card lets you earn KrisFlyer miles on everyday and international spending.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1767783092436\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How many miles do I earn on international spends?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>With the KrisFlyer SBI Card, you earn 5 KrisFlyer miles per \u20b9200 spent internationally.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1767783120764\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Is there a welcome bonus on the KrisFlyer SBI Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, the KrisFlyer SBI Card offers 3,000 bonus KrisFlyer miles on meeting eligibility conditions.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1767783143671\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is the annual fee for the KrisFlyer SBI Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The KrisFlyer SBI Card has an annual fee of \u20b92,999 plus applicable taxes.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1767783168130\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Are fuel and wallet spends eligible for rewards?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>No, the KrisFlyer SBI Card excludes fuel transactions and wallet uploads from earning miles.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways If your wallet travels as much as you do, the KrisFlyer SBI Card fits right in!\u00a0Designed for frequent flyers, this SBI card converts your spending into KrisFlyer miles. You earn 5 KrisFlyer miles for every \u20b9200 spent internationally and 2 miles per \u20b9200 on other eligible purchases. These miles are credited directly to [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":84156,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-84155","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/84155","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=84155"}],"version-history":[{"count":1,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/84155\/revisions"}],"predecessor-version":[{"id":84158,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/84155\/revisions\/84158"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/84156"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=84155"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=84155"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=84155"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}