{"id":84028,"date":"2026-01-02T19:50:43","date_gmt":"2026-01-02T14:20:43","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=84028"},"modified":"2026-01-02T19:50:47","modified_gmt":"2026-01-02T14:20:47","slug":"axis-lic-platinum-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/axis-lic-platinum-credit-card\/","title":{"rendered":"Axis LIC Platinum Credit Card: Features &amp; Charges"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p><strong>Key Takeaways:&nbsp;<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Earn 2 reward points for every \u20b9100 spent on LIC premium payments.&nbsp;<\/li>\n\n\n\n<li>Enjoy zero joining and annual fees on the card.&nbsp;<\/li>\n\n\n\n<li>Reward points stay valid for 12 months from the date of credit.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>Designed for policyholders who want more from their routine payments, the <strong>Axis LIC Platinum Credit Card <\/strong>helps you earn rewards on everyday spending.<\/p>\n\n\n\n<p>You earn accelerated reward points on LIC premium payments and foreign currency transactions. At the same time, all other eligible spends continue to add value through regular rewards. Read on to explore the reward structure in detail.&nbsp;<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#axis-bank-lic-platinum-credit-card-benefits\">Axis Bank LIC Platinum Credit Card Benefits<\/a><\/li><li><a href=\"#axis-lic-platinum-credit-card-fees\">Axis LIC Platinum Credit Card Fees<\/a><ul><\/ul><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"axis-bank-lic-platinum-credit-card-benefits\"><strong>Axis Bank LIC Platinum Credit Card Benefits<\/strong><\/h2>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"181\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/axis-lic-platinum-credit-card.webp\" alt=\"Axis Bank LIC Platinum Credit Card\" class=\"wp-image-84035 size-full\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/axis-lic-platinum-credit-card.webp 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2026\/01\/axis-lic-platinum-credit-card-150x91.webp 150w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>With the <strong>Axis LIC Platinum Credit Card<\/strong>, you can earn 2 reward points on every \u20b9100 spent on LIC premium payment and foreign currency transactions.<\/p>\n<\/div><\/div>\n\n\n\n<p>You can earn 1 reward point on every \u20b9100 spent on other categories, excluding fuel spends, wallet loading and EMI transactions.&nbsp;<\/p>\n\n\n\n<p>The other benefits offered by this card are as follows:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You can get complimentary lost card liability cover up to your card limit.<\/li>\n\n\n\n<li>The card offers a 1% fuel surcharge waiver on transactions between \u20b9400 and \u20b94,000.<\/li>\n\n\n\n<li>You can convert transactions of \u20b91,500 onwards into EMI.<\/li>\n\n\n\n<li>The card allows you to enjoy dining delights at partnered restaurants.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"axis-lic-platinum-credit-card-fees\"><strong>Axis LIC Platinum Credit Card Fees<\/strong><\/h2>\n\n\n\n<p>There is no joining or annual fee for the <strong>Axis LIC Platinum Credit Card.<\/strong> However, the applicable finance charges are 3.75% per month, cash withdrawal fees are 2.5% subject to a minimum of \u20b9500 and the overlimit penalty is 2.5% with a minimum of \u20b9500.<\/p>\n\n\n\n<p><em>Skip the burden of interest by linking your card to the Pice App. Get timely credit card bill payment reminders and pay your bill directly from the app without any hassle. Download it now and never miss a due date again!&nbsp;<\/em><\/p>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p><strong>Footnote:<\/strong><\/p>\n\n\n\n<p>The maximum fuel surcharge waiver is \u20b9400 per month. To know more about the Axis LIC Platinum Credit Card, <a href=\"https:\/\/www.axis.bank.in\/cards\/credit-card\/lic-axis-bank-platinum-credit-card\" target=\"_blank\" rel=\"noopener\">click here<\/a>.<\/p>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\"><strong>FAQs<\/strong><\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1767361686480\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is the validity of rewards on the Axis LIC Platinum Credit Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The reward points on the <strong>Axis LIC Platinum Credit Card<\/strong> remain valid for 12 months from the date of credit. You need to use it within the mentioned time frame to avoid losing the earned benefits.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1767361702527\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How to redeem reward points on Axis LIC Platinum Credit Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You can connect with Axis Bank customer care for reward redemption assistance. Notably, you can choose products from the LIC rewards points catalogue to redeem them.\u00a0<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways:&nbsp; Designed for policyholders who want more from their routine payments, the Axis LIC Platinum Credit Card helps you earn rewards on everyday spending. You earn accelerated reward points on LIC premium payments and foreign currency transactions. At the same time, all other eligible spends continue to add value through regular rewards. Read on [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":84058,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-84028","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/84028","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=84028"}],"version-history":[{"count":2,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/84028\/revisions"}],"predecessor-version":[{"id":84040,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/84028\/revisions\/84040"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/84058"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=84028"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=84028"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=84028"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}