{"id":83624,"date":"2025-12-23T17:24:18","date_gmt":"2025-12-23T11:54:18","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=83624"},"modified":"2025-12-23T17:24:25","modified_gmt":"2025-12-23T11:54:25","slug":"flipkart-axis-bank-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/flipkart-axis-bank-credit-card\/","title":{"rendered":"Flipkart Axis Bank Credit Card: The Ultimate Guide"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\">Key Takeaways<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The Flipkart Axis Bank Credit Card offers up to 7.5% cashback on Myntra and 5% on Flipkart and Cleartrip.<\/li>\n\n\n\n<li>It provides unlimited 1% cashback on all other eligible spends.<\/li>\n\n\n\n<li>Dining, travel, fuel, and lifestyle benefits enhance everyday savings.<\/li>\n\n\n\n<li>Annual fee is waived on spending above \u20b93.5 lakh.<\/li>\n\n\n\n<li>Ideal for frequent online shoppers seeking hassle-free cashback.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The Flipkart Axis Bank card is a co-branded credit card that offers discounts and offers on shopping and lifestyle spends. Whether you are a frequent online shopper or someone looking for year-round savings on dining and travel, this credit card offers value back for you in the form of up to 7.5% cashback and up to 15% discounts on certain spends.<\/p>\n\n\n\n<p>Read on to know more about the Flipkart Axis Bank Credit Card and its rewards and benefits.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#key-privileges-of-flipkart-axis-bank-credit-card\">Key Privileges of Flipkart Axis Bank Credit Card<\/a><\/li><li><a href=\"#other-flipkart-axis-bank-credit-card-benefits\">Other Flipkart Axis Bank Credit Card Benefits<\/a><\/li><li><a href=\"#applicable-flipkart-axis-bank-credit-card-charges\">Applicable Flipkart Axis Bank Credit Card Charges\u00a0<\/a><\/li><li><a href=\"#required-documents-for-flipkart-axis-bank-credit-card\">Required Documents for Flipkart Axis Bank Credit Card<\/a><\/li><li><a href=\"#eligibility-criteria-for-flipkart-axis-bank-credit-card\">Eligibility Criteria for Flipkart Axis Bank Credit Card<\/a><\/li><li><a href=\"#process-to-apply-for-the-flipkart-axis-bank-credit-card\">Process to Apply for the Flipkart Axis Bank Credit Card<\/a><\/li><li><a href=\"#who-gets-the-most-value-from-flipkart-axis-bank-credit-card\">Who Gets the Most Value from Flipkart Axis Bank Credit Card?<\/a><\/li><li><a href=\"#how-to-maximise-cashback-with-the-flipkart-axis-bank-credit-card\">How to Maximise Cashback with the Flipkart Axis Bank Credit Card?<\/a><\/li><li><a href=\"#conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"key-privileges-of-flipkart-axis-bank-credit-card\"><strong>Key Privileges of Flipkart Axis Bank Credit Card<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Get activation benefits worth \u20b9350 as a welcome benefit.<\/li>\n\n\n\n<li>The paid cards with annual and joining fees are eligible for a Flipkart voucher worth \u20b9250 as a welcome benefit.<\/li>\n\n\n\n<li>Avail 7.5% cashback on Myntra spends (capped at \u20b94,000 every statement quarter).<\/li>\n\n\n\n<li>Get 5% cashback on Cleartrip and select Myntra spends (capped at \u20b94,000 every statement quarter per merchant).<\/li>\n\n\n\n<li>Benefit from 4% cashback on preferred merchants of PVR, Uber, Swiggy and CultFit.<\/li>\n\n\n\n<li>Get unlimited 1% cashback on other eligible categories.\u00a0<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"other-flipkart-axis-bank-credit-card-benefits\"><strong>Other Flipkart Axis Bank Credit Card Benefits<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Special offers on Wednesdays, including savings of up to 15% on hotels and flight bookings with MakeMyTrip.<\/li>\n\n\n\n<li>Get 1% fuel surcharge waiver on fuel purchases at all fuel stations across India. This is valid on transactions between \u20b9400 and \u20b94,000. The maximum benefits cap per statement cycle is \u20b9400.<\/li>\n\n\n\n<li>15% off up to \u20b9500 on dinner delights at select restaurants via EazyDiner.<\/li>\n\n\n\n<li>You also get up to 10% off, which is up to \u20b91,000 on Tira.<\/li>\n\n\n\n<li>Get 10% off on Swiggy orders every Wednesday.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"applicable-flipkart-axis-bank-credit-card-charges\"><strong>Applicable Flipkart Axis Bank Credit Card Charges&nbsp;<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Charges<\/strong><\/td><td><strong>Amount<\/strong><\/td><\/tr><tr><td>Joining Fee&nbsp;<\/td><td>\u20b9500 (waived off for &#8216;first-year free&#8217; cards)<\/td><\/tr><tr><td>Annual Fee (2nd Year Onwards)<\/td><td>\u20b9500 (waived off on annual spends more than \u20b93,50,000)*<\/td><\/tr><tr><td>Add-On Card Joining Fee&nbsp;&nbsp;<\/td><td>NIL<\/td><\/tr><tr><td>Add-On Card Annual Fee&nbsp;<\/td><td>NIL<\/td><\/tr><tr><td>Card Replacement Fee<\/td><td>NIL<\/td><\/tr><tr><td>Cash Payment Fee&nbsp;<\/td><td>\u20b9175<\/td><\/tr><tr><td>Cash Withdrawal Fees&nbsp;<\/td><td>2.5% (minimum \u20b9500) of the cash amount<\/td><\/tr><tr><td>Finance Charges<\/td><td>3.75% per month<\/td><\/tr><tr><td>Foreign Currency Transaction Fee&nbsp;<\/td><td>3.5% of the transaction value<\/td><\/tr><tr><td>Over Limit Penalty<\/td><td>2.5% of over the limit amount (minimum \u20b9500)<\/td><\/tr><tr><td>Rent Transaction Fee&nbsp;<\/td><td>1% fee per rental transaction<\/td><\/tr><tr><td>Auto-Debit Reversal Fee<\/td><td>2% of the payment amount (subject to minimum \u20b9500)<\/td><\/tr><tr><td>Fuel Transaction Fee<\/td><td>1% on cumulative spends of \u20b950,000+ per statement cycle<\/td><\/tr><tr><td>Wallet Load Transactions<\/td><td>1% on cumulative spends of \u20b910,000+ per statement cycle<\/td><\/tr><tr><td>Utility Transaction Fee<\/td><td>1% on cumulative spends of \u20b925,000+ per statement cycle<\/td><\/tr><tr><td>Education Transaction Fee<\/td><td>1% on education payments made through third-party apps<\/td><\/tr><tr><td colspan=\"2\"><strong>Late Payment Fees:<\/strong><\/td><\/tr><tr><td>Total Payment Due is Less Than \u20b9500<\/td><td>NIL<\/td><\/tr><tr><td>Total Payment Due is Between \u20b9501 &#8211; \u20b95,000<\/td><td>\u20b9500<\/td><\/tr><tr><td>Total Payment Due is Between \u20b95001 &#8211; \u20b910,000<\/td><td>\u20b9750<\/td><\/tr><tr><td>Total Payment Due is \u20b910,000+<\/td><td>\u20b91200<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Note<\/strong>: The wallet load and rent transactions are not eligible for spends counted in getting the annual fee waived off.<\/p>\n\n\n\n<p>\ud83d\udca1Pay your credit card bills in an easy and secure way with<a href=\"https:\/\/piceapp.com\/\"> the PICE App<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"required-documents-for-flipkart-axis-bank-credit-card\"><strong>Required Documents for Flipkart Axis Bank Credit Card<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>PAN Card photography or Form 60<\/li>\n\n\n\n<li>Proof of income (Form 16, Latest Payslip, IT Return)<\/li>\n\n\n\n<li>Residence Proof (Electricity Bill, Landline Telephone Bill, Driving License)<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"eligibility-criteria-for-flipkart-axis-bank-credit-card\"><strong>Eligibility Criteria for Flipkart Axis Bank Credit Card<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The primary cardholder needs to be between the ages of 18 and 70 years.<\/li>\n\n\n\n<li>Applicants need to be residents of India.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"process-to-apply-for-the-flipkart-axis-bank-credit-card\"><strong>Process to Apply for the Flipkart Axis Bank Credit Card<\/strong><\/h2>\n\n\n\n<p>Follow these steps to apply for Flipkart Axis Bank credit card:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>First, you have to head over to the official site of Axis Bank. On their homepage, click on \u2018Cards\u2019 > \u2018Credit Cards\u2019.<\/li>\n\n\n\n<li>Now, you will be directed to a page which has a vast range of Axis Bank credit cards. Select the Flipkart Axis Bank credit card from there and click on \u2018Apply Now\u2019.\u00a0<\/li>\n\n\n\n<li>Next, you will have to provide your personal information (name, mobile number, income, etc).<\/li>\n\n\n\n<li>You will have to complete an online KYC next, where you have to upload your PAN, Aadhaar and Self-Photograph.<\/li>\n\n\n\n<li>The bank may also ask you to submit additional income and address proof.\u00a0<\/li>\n\n\n\n<li>Axis Bank will then review your application and process your request. You will get the physical credit card delivered to you within 5-7 working days post successful application.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"who-gets-the-most-value-from-flipkart-axis-bank-credit-card\"><strong>Who Gets the Most Value from Flipkart Axis Bank Credit Card?<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>People who shop frequently at <a href=\"https:\/\/www.flipkart.com\/\" target=\"_blank\" rel=\"noopener\">Flipkart<\/a> and buy electronics, fashion, groceries and essentials can maximise value back with this credit card.<\/li>\n\n\n\n<li>Travellers who want to book flights and hotels through Cleartrip and want cashback on bookings can benefit from this credit card.<\/li>\n\n\n\n<li>People seeking a low-maintenance credit card with quick approval and easy documentation.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-to-maximise-cashback-with-the-flipkart-axis-bank-credit-card\"><strong>How to Maximise Cashback with the Flipkart Axis Bank Credit Card?<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Scenario 1<\/strong><\/li>\n<\/ul>\n\n\n\n<p>For instance, Ajay shops online frequently for clothing, electronics and home essentials. His sample monthly spend with the Flipkart Axis Bank credit card would be like:\u00a0<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Category of Spend<\/strong><\/td><td><strong>Amount Spend<\/strong><\/td><td><strong>Cashback<\/strong><\/td><td><strong>Cashback Earned<\/strong><\/td><\/tr><tr><td>Flipkart&nbsp;<\/td><td>\u20b910,000<\/td><td>5%&nbsp;<\/td><td>\u20b9500<\/td><\/tr><tr><td>Myntra&nbsp;&nbsp;<\/td><td>\u20b96,000&nbsp;&nbsp;<\/td><td>7.5%&nbsp;<\/td><td>\u20b9450<\/td><\/tr><tr><td>Swiggy&nbsp;<\/td><td>\u20b92,000<\/td><td>4%<\/td><td>\u20b980<\/td><\/tr><tr><td>Uber&nbsp;<\/td><td>\u20b91,200<\/td><td>4%<\/td><td>\u20b948<\/td><\/tr><tr><td>Other spends&nbsp;&nbsp;<\/td><td>\u20b98,000<\/td><td>1%<\/td><td>\u20b980<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Then the total monthly cashback is \u20b91,158. By utilising the Flipkart Axis Bank credit card this way, Ajay can get a yearly cashback of \u20b913,896 in total on these spends.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Scenario 2<\/strong><\/li>\n<\/ul>\n\n\n\n<p>For instance, Sneha uses Cleartrip for annual vacations and weekend getaways with the Flipkart Axis Bank credit card. Her monthly sample spend with this credit card will be like:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Category of Spend<\/strong><\/td><td><strong>Amount Spend<\/strong><\/td><td><strong>Cashback<\/strong><\/td><td><strong>Cashback Earned<\/strong><\/td><\/tr><tr><td>Flight Bookings&nbsp;<\/td><td>\u20b960,000<\/td><td>5%<\/td><td>\u20b93,000<\/td><\/tr><tr><td>Hotels<\/td><td>\u20b940,000<\/td><td>5%<\/td><td>\u20b92,000<\/td><\/tr><tr><td>Swiggy + Uber (Travel Routine)<\/td><td>\u20b924,000<\/td><td>4%<\/td><td>\u20b9960<\/td><\/tr><tr><td>Other Spends&nbsp;<\/td><td>\u20b91,20,000<\/td><td>1%<\/td><td>\u20b91,200<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Then the total yearly cashback is \u20b97,160. Thus, by utilising the credit card cashback and discounts like this, customers can get maximum value back.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"conclusion\">Conclusion<\/h2>\n\n\n\n<p>The Flipkart Axis Bank Credit Card is a rewarding co-branded card for online shoppers and travellers, offering strong cashback, lifestyle discounts, and easy fee waivers. With simple eligibility, popular merchant tie-ups, and year-round savings, it delivers consistent value on everyday and premium spends.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1766489725673\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is the main benefit of the Flipkart Axis Bank Credit Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The Flipkart Axis Bank Credit Card offers high cashback on Flipkart, Myntra, Cleartrip, and partner merchants.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1766489992766\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Is the Flipkart Axis Bank Credit Card free for life?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>No, but the annual fee is waived if yearly spends exceed \u20b93,50,000.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1766490005578\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How much cashback can I earn on Myntra?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You can earn up to 7.5% cashback on Myntra using the Flipkart Axis Bank Credit Card.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1766490019000\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Are there dining benefits on the Flipkart Axis Bank Credit Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, cardholders get up to 15% off at select restaurants via EazyDiner.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1766490042622\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How long does it take to receive the Flipkart Axis Bank Credit Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The card is delivered within 5\u20137 working days after successful approval.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways The Flipkart Axis Bank card is a co-branded credit card that offers discounts and offers on shopping and lifestyle spends. Whether you are a frequent online shopper or someone looking for year-round savings on dining and travel, this credit card offers value back for you in the form of up to 7.5% cashback [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":83634,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-83624","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/83624","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=83624"}],"version-history":[{"count":1,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/83624\/revisions"}],"predecessor-version":[{"id":83635,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/83624\/revisions\/83635"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/83634"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=83624"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=83624"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=83624"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}