{"id":83341,"date":"2025-12-17T20:09:10","date_gmt":"2025-12-17T14:39:10","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=83341"},"modified":"2025-12-17T20:09:16","modified_gmt":"2025-12-17T14:39:16","slug":"icici-bank-coral-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/icici-bank-coral-credit-card\/","title":{"rendered":"ICICI Bank Coral Credit Card: Benefits, Fees &amp; Charges, How to Apply"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p><strong>Key Takeaways<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Earn a base reward of 2 reward points for every \u20b9100 spent on retail spends.<\/li>\n\n\n\n<li>Get 1 reward point for every \u20b9100 spent on utility and utility spends.<\/li>\n\n\n\n<li>The finance charges of the <strong>ICICI Bank Coral credit card<\/strong> are 3.75%.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>With a low annual charge of \u20b9500, the <strong>ICICI Bank Coral credit card<\/strong> is the perfect choice for people who want to get their first credit card. It is an entry-level credit card that offers benefits and rewards on shopping, lifestyle and travel expenses.&nbsp;<\/p>\n\n\n\n<p>Read on to know about all the ways you can save on spending with this credit card.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#key-privileges-of-icici-bank-coral-credit-card\">Key Privileges of ICICI Bank Coral Credit Card<\/a><\/li><li><a href=\"#spends-cap-on-merchant-categories-for-earning-rewards\">Spends Cap on Merchant Categories for Earning Rewards\u00a0<\/a><\/li><li><a href=\"#other-benefits-of-icici-bank-coral-credit-card\">Other Benefits of ICICI Bank Coral Credit Card<\/a><\/li><li><a href=\"#fees-and-charges-of-icici-bank-coral-credit-card\">Fees and Charges of ICICI Bank Coral Credit Card<\/a><\/li><li><a href=\"#eligibility-criteria-of-icici-bank-coral-credit-card\">Eligibility Criteria of ICICI Bank Coral Credit Card<\/a><\/li><li><a href=\"#process-of-applying-for-icici-bank-coral-credit-card\">Process of Applying for ICICI Bank Coral Credit Card<\/a><\/li><li><a href=\"#other-ways-to-apply-for-icici-bank-coral-credit-card\">Other Ways to Apply for ICICI Bank Coral Credit Card<\/a><ul><li><a href=\"#faq-question-1765974770373\">Can I get my annual fee waived for the ICICI Bank Coral Credit Card?<\/a><\/li><li><a href=\"#faq-question-1765982296375\">Can I use my ICICI Bank Coral credit card for international transactions?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"key-privileges-of-icici-bank-coral-credit-card\"><strong>Key Privileges of ICICI Bank Coral Credit Card<\/strong><\/h2>\n\n\n\n<p>Here is a list of<strong> ICICI Bank Coral Credit Card benefits<\/strong>:<\/p>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/ICICI-Coral-Credit-Card.webp\" alt=\"ICICI Coral Credit Card\" class=\"wp-image-83358 size-full\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/ICICI-Coral-Credit-Card.webp 500w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/ICICI-Coral-Credit-Card-300x300.webp 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/ICICI-Coral-Credit-Card-150x150.webp 150w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<ul class=\"wp-block-list\">\n<li>Get to earn from 6x to 12x reward points on iShop spends on categories of flights, buses, hotels, etc (1 point = \u20b91).\u00a0<\/li>\n\n\n\n<li>Avail 1 domestic airport lounge access quarterly.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Get 4 complimentary railway lounge access annually.<\/li>\n\n\n\n<li>Avail discounts on movie tickets on platforms of BookMyShow and INOX (2 times a month).<\/li>\n\n\n\n<li>Get 2,000 reward points on \u20b92 lakh spend and 1,000 reward points for every additional \u20b91 lakh spend (maximum of 10,000 points for every anniversary year).<\/li>\n\n\n\n<li>Avail 1% fuel waiver on transactions worth \u20b9400 to \u20b94,000 at HCPL pumps.\u00a0<\/li>\n\n\n\n<li>Earn 2 reward points for a minimum of \u20b9100 spent on retail and 1 reward point for a minimum spend of \u20b9100 on utility\/insurance spends.<\/li>\n<\/ul>\n\n\n\n<p><strong>Note<\/strong>: The <strong>ICICI Bank Coral credit card<\/strong> <strong>lounge <\/strong>access is subject to a minimum spend of \u20b975,000 in a calendar quarter on the card to be able to avail the same facility in the next calendar quarter.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"spends-cap-on-merchant-categories-for-earning-rewards\"><strong>Spends Cap on Merchant Categories for Earning Rewards&nbsp;<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Merchant Category<\/strong><\/td><td><strong>Spends Cap<\/strong><\/td><\/tr><tr><td>Utility Spend<\/td><td>\u20b940,000<\/td><\/tr><tr><td>Insurance Spend<\/td><td>\u20b940,000<\/td><\/tr><tr><td>Grocery and Departmental Spend<\/td><td>\u20b920,000<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"other-benefits-of-icici-bank-coral-credit-card\"><strong>Other Benefits of ICICI Bank Coral Credit Card<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Interest-Free Credit<\/strong>: You get up to 48 days of interest-free credit period on your purchases. The interest-free credit period does not apply to cash advances.<\/li>\n\n\n\n<li><strong>ATM Withdrawal<\/strong>: You can withdraw cash with your<strong> ICICI Bank Coral credit card<\/strong> from ATMs. However, do note that the available cash limit is NIL for the first 180 days.\u00a0<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"fees-and-charges-of-icici-bank-coral-credit-card\"><strong>Fees and Charges of ICICI Bank Coral Credit Card<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Types of Fees and Charges<\/strong><\/td><td><strong>Amount&nbsp;<\/strong><\/td><\/tr><tr><td><strong>Joining Fees&nbsp;<\/strong><\/td><td>\u20b9500 + GST<\/td><\/tr><tr><td><strong>Annual Fees&nbsp;<\/strong><\/td><td>\u20b9500 + GST<\/td><\/tr><tr><td><strong>ATM Withdrawal&nbsp;<\/strong><\/td><td>3.75% (monthly)<\/td><\/tr><tr><td><strong>Finance Charges&nbsp;<\/strong><\/td><td>3.75% (monthly)<\/td><\/tr><tr><td><strong>Late Payment Charges&nbsp;<\/strong><\/td><td>\u20b9100 &#8211; \u20b91,300<\/td><\/tr><tr><td><strong>Supplementary Card Fee<\/strong><\/td><td>\u20b9199<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"eligibility-criteria-of-icici-bank-coral-credit-card\"><strong>Eligibility Criteria of ICICI Bank Coral Credit Card<\/strong><\/h2>\n\n\n\n<p>Only salaried and self-employed individuals can apply for the <strong>ICICI Bank Coral credit card<\/strong>. Here is a list of some other given criteria that are mandatory to meet:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>An applicant needs to be a citizen of India and over 21 years of age.<\/li>\n\n\n\n<li>Salaried individuals should have a minimum monthly income of \u20b920,000.<\/li>\n\n\n\n<li>Self-employed individuals need to have a minimum annual income of \u20b92,40,000.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"process-of-applying-for-icici-bank-coral-credit-card\"><strong>Process of Applying for ICICI Bank Coral Credit Card<\/strong><\/h2>\n\n\n\n<p><strong>Step 1: <\/strong>First, you need to visit the official site of ICICI Bank. You will get the \u2018Personal\u2019 tab located at the top of the page. Next, click on \u2018Cards\u2019 &gt; \u2018Credit Cards\u2019.<\/p>\n\n\n\n<p><strong>Step 2: <\/strong>Then scroll down a bit and click on the \u2018Explore All\u2019 option. You will see a vast range of credit card categories on the screen.&nbsp;<\/p>\n\n\n\n<p><strong>Step 3: <\/strong>You need to click on the category labelled as \u2018Lifestyle and Entertainment\u2019. Under this category, you will see the \u2018<strong>ICICI Bank Coral Credit Card\u2019<\/strong> listed. Click on it.<\/p>\n\n\n\n<p><strong>Step 4: <\/strong>After the page opens up, click on the \u2018Apply Now\u2019 button.<\/p>\n\n\n\n<p><strong>Step 5:<\/strong> In the next screen, you will have to fill in the details of your mobile number, PAN and date of birth. An OTP will be sent to you, which you need to enter.<\/p>\n\n\n\n<p><strong>Step 6<\/strong>: You will now have to give details about your type of employment and provide other financial details as asked.&nbsp;<\/p>\n\n\n\n<p><strong>Step 7:<\/strong> After you provide all the details and the verification and documentation are successful, your credit will be successfully activated.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"other-ways-to-apply-for-icici-bank-coral-credit-card\"><strong>Other Ways to Apply for ICICI Bank Coral Credit Card<\/strong><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li>You can speak with their representative about opening a new credit card.<\/li>\n\n\n\n<li>By visiting the branch, you can get your <strong>ICICI Bank Coral credit card <\/strong>activated as well.<\/li>\n<\/ol>\n\n\n\n<p>Make sure to submit the necessary documents such as proof of identity, address and income when opting for the offline means of applying for the credit card.<em>Make your credit card bill payments hassle-free with the <\/em><a href=\"https:\/\/piceapp.com\/\"><em>Pice app<\/em><\/a><em>. Download it today!<\/em><\/p>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p><strong>Footnote<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The <strong>ICICI Bank Coral Rupay credit card<\/strong> offers a personal accident insurance cover of \u20b92 lakh.<\/li>\n\n\n\n<li>The ICICI Bank Coral Rupay version of the credit card is available for life for bank customers who hold an already active card from the bank.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1765974770373\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Can I get my annual fee waived for the ICICI Bank Coral Credit Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>If you meet a minimum spend threshold of at least \u20b91.5 lakh, you can get an annual fee reversal for the immediate next year.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1765982296375\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Can I use my ICICI Bank Coral credit card for international transactions?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The ICICI Coral credit card can be used internationally, but it comes with a foreign transaction fee of 3.50%.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Key Takeaways: With a low annual charge of \u20b9500, the ICICI Bank Coral credit card is the perfect choice for people who want to get their first credit card. It is an entry-level credit card that offers benefits and rewards on shopping, lifestyle and travel expenses.&nbsp; Read on to know about all the ways you [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":83372,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-83341","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/83341","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=83341"}],"version-history":[{"count":2,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/83341\/revisions"}],"predecessor-version":[{"id":83378,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/83341\/revisions\/83378"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/83372"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=83341"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=83341"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=83341"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}