{"id":83231,"date":"2025-12-15T18:20:05","date_gmt":"2025-12-15T12:50:05","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=83231"},"modified":"2025-12-15T18:20:09","modified_gmt":"2025-12-15T12:50:09","slug":"icici-bank-expression-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/icici-bank-expression-credit-card\/","title":{"rendered":"ICICI Bank Expressions Credit Card: Benefits, Eligibility, and Rewards"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\">Key Takeaways<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The ICICI Bank Expression Credit card lets you fully personalise your card using custom or gallery images.<\/li>\n\n\n\n<li>Offers 1 complimentary domestic lounge access per quarter.<\/li>\n\n\n\n<li>Earn 6x\u201312x iShop points plus rewards on retail and utility spends.<\/li>\n\n\n\n<li>Get 25% movie discounts twice a month.<\/li>\n\n\n\n<li>Annual fee waived with yearly spends above \u20b91,50,000.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The ICICI Bank Expression Credit Card is an entry-level card that lets you personalise your card exactly the way you want. It offers a gallery of more than 175 designs across themes, such as travel, sports, fashion, nature, food, music and more.<\/p>\n\n\n\n<p>You can also upload your own photo to create a card that carries your memories or uniquely showcases your personality.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#icici-expression-credit-card-benefits\">ICICI Expression Credit Card Benefits<\/a><\/li><li><a href=\"#image-submission-policy-for-the-icici-bank-expressions-credit-card\">Image Submission Policy for the ICICI Bank Expressions Credit Card<\/a><\/li><li><a href=\"#things-to-know-about-customisation-of-the-expression-credit-card\">Things to Know About Customisation of the Expression Credit Card<\/a><\/li><li><a href=\"#icici-bank-expression-credit-card-charges\">ICICI Bank Expression Credit Card Charges<\/a><\/li><li><a href=\"#conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"icici-expression-credit-card-benefits\"><strong>ICICI Expression Credit Card Benefits<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"533\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/Expressions-benefits-ICICI.jpeg\" alt=\"ICICI Expression Credit Card Benefits\" class=\"wp-image-83233\" style=\"width:840px;height:auto\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/Expressions-benefits-ICICI.jpeg 800w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/Expressions-benefits-ICICI-300x200.jpeg 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/Expressions-benefits-ICICI-150x100.jpeg 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/Expressions-benefits-ICICI-768x512.jpeg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<p>The card offers easy advantages for everyday use. The ICICI Expression Credit Card lounge access benefit gives you 1 domestic lounge visit every quarter.<\/p>\n\n\n\n<p>Fuel spends between \u20b9400 and \u20b94,000 at HPCL pumps also get a 1% surcharge waiver.<\/p>\n\n\n\n<p>These quick benefits set a strong base for regular users. Here are 2 more key perks:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Earn solid value with 6x to 12x iShop reward points, plus 3 points per \u20b9100 on retail spends and 1 point on utilities.<\/li>\n<\/ol>\n\n\n\n<p><strong>Note:<\/strong> Redeem points across travel, fashion, beauty, electronics and more.<\/p>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li>Get 2 monthly movie discounts on INOX and BookMyShow with 25% off, up to \u20b9100.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"image-submission-policy-for-the-icici-bank-expressions-credit-card\"><strong>Image Submission Policy for the ICICI Bank Expressions Credit Card<\/strong><\/h2>\n\n\n\n<p>ICICI Bank allows you to personalise your Expressions Credit Card, but the image you submit must follow a few clear rules.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>The cardholder must own the Custom Image or have full rights to use it. ICICI Bank receives only limited permission to store, print or reproduce the image for card-related services.<\/li>\n\n\n\n<li>The image must not break any copyright laws or violate anyone\u2019s rights. Any legal dispute caused by the image will be the cardholder\u2019s responsibility.<\/li>\n\n\n\n<li>The uploaded file must be safe, clean and free from harmful content.<\/li>\n\n\n\n<li>Only images that meet the official Image Checking Guidelines will be approved. If the image fails the check, the card request will be declined.<\/li>\n<\/ol>\n\n\n\n<p>\ud83d\udca1To keep your personalised card well-managed, you can rely on the <a href=\"https:\/\/piceapp.com\/\">Pice App<\/a>. It helps you track expenses, receive reminders and clear bills on time.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"things-to-know-about-customisation-of-the-expression-credit-card\"><strong>Things to Know About Customisation of the Expression Credit Card<\/strong><\/h2>\n\n\n\n<p>ICICI Bank follows a simple and structured process for renewing or replacing the Expressions Credit Card.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Cardholders may request a new card with a different Custom Image or <a href=\"https:\/\/www.icici.bank.in\/personal-banking\/cards\/credit-card\/expressions-card\/designmy-card\" target=\"_blank\" rel=\"noopener\">Gallery Image<\/a> at any time by paying the replacement fee of \u20b9200 + GST.<\/li>\n\n\n\n<li>If the card is lost, stolen or damaged, the replacement card will carry the same approved image.<\/li>\n\n\n\n<li>A new card is issued automatically upon expiry, again with the same image unless the cardholder requests a new one.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"icici-bank-expression-credit-card-charges\"><strong>ICICI Bank Expression Credit Card Charges<\/strong><\/h2>\n\n\n\n<p>This credit card is available to Indian residents aged 21 to 65 and comes with specific <a href=\"https:\/\/www.icici.bank.in\/managed-assets\/docs\/personal\/cards\/mitc_cc.pdf\" target=\"_blank\" rel=\"noopener\">fees and charges<\/a> to consider.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameters<\/strong><\/td><td colspan=\"2\"><strong>Charges<\/strong><\/td><\/tr><tr><td>Joining and Annual Fee<\/td><td colspan=\"2\">\u20b9499 + GST<\/td><\/tr><tr><td>Cash Transaction Fees<\/td><td colspan=\"2\">2.50%; (min. \u20b9500)<\/td><\/tr><tr><td>ATM Withdrawal<\/td><td colspan=\"2\">3.75%<\/td><\/tr><tr><td rowspan=\"8\">Late Payment Fees<\/td><td>&lt;\u20b9100<\/td><td>NIL<\/td><\/tr><tr><td>\u20b9100 &#8211; \u20b9500<\/td><td>\u20b9100<\/td><\/tr><tr><td>\u20b9501 &#8211; \u20b91,000<\/td><td>\u20b9500<\/td><\/tr><tr><td>\u20b91,001 &#8211; \u20b95,000<\/td><td>\u20b9600<\/td><\/tr><tr><td>\u20b95,001 &#8211; \u20b910,000<\/td><td>\u20b9750<\/td><\/tr><tr><td>\u20b910,001 &#8211; \u20b925,000<\/td><td>\u20b9900<\/td><\/tr><tr><td>\u20b925,001 &#8211; \u20b950,000<\/td><td>\u20b91,100<\/td><\/tr><tr><td>&gt;\u20b950,000<\/td><td>\u20b91,300<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Note:<\/strong> The annual fee of your ICICI Bank Expression Credit Card is waived from the second year if total expenses cross \u20b91,50,000 in the previous year.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"conclusion\">Conclusion<\/h2>\n\n\n\n<p>The ICICI Bank Expression Credit Card blends personalisation with practical everyday rewards. With design flexibility, lounge access, surcharge waivers, movie benefits and strong reward earning, it suits users seeking value and individuality. Understanding customisation rules and applicable charges ensures smooth usage of the ICICI Bank Expression credit card.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1765802249726\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is the ICICI Bank Expression Credit Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>It is a personalisable credit card offering rewards, lounge access and lifestyle benefits.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1765802264219\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Can I upload my own image for the card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, you can upload any image that meets ICICI Bank\u2019s content and copyright rules.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1765802278158\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What lounge benefit does the card offer?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You get 1 complimentary domestic lounge visit every quarter.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1765802290674\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What rewards can I earn?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You earn 6x\u201312x iShop points plus rewards on retail and utility spends.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1765802306921\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What are the movie benefits?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You get 25% off on two movie tickets monthly via INOX or BookMyShow.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways The ICICI Bank Expression Credit Card is an entry-level card that lets you personalise your card exactly the way you want. It offers a gallery of more than 175 designs across themes, such as travel, sports, fashion, nature, food, music and more. You can also upload your own photo to create a card [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":83232,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-83231","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/83231","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=83231"}],"version-history":[{"count":1,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/83231\/revisions"}],"predecessor-version":[{"id":83234,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/83231\/revisions\/83234"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/83232"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=83231"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=83231"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=83231"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}