{"id":83057,"date":"2025-12-12T20:28:14","date_gmt":"2025-12-12T14:58:14","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=83057"},"modified":"2025-12-12T20:28:18","modified_gmt":"2025-12-12T14:58:18","slug":"emirates-skywards-icici-bank-sapphiro-credit-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/emirates-skywards-icici-bank-sapphiro-credit-card\/","title":{"rendered":"Emirates Skywards ICICI Bank Sapphiro Credit Card: Features &amp; Benefits"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p><strong>Key Takeaways<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Earn 2 Skywards Miles per \u20b9100 spent, making it ideal for frequent Emirates flyers.<\/li>\n\n\n\n<li>Get 5,000 bonus miles and Silver Tier Membership, adding value from day one.<\/li>\n\n\n\n<li>Enjoy international and domestic lounge access, with spend-based unlocks.<\/li>\n\n\n\n<li>Save more with cashback, fuel surcharge waiver, and BookMyShow offers.<\/li>\n\n\n\n<li>At \u20b95,000 + GST annual fee, it delivers solid travel rewards at a reasonable cost.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The <strong>Emirates Skywards ICICI Bank Sapphiro Credit Card<\/strong> suits Emirates loyalists who want solid travel value at a fair fee.<\/p>\n\n\n\n<p>You earn 2 Skywards Miles on every \u20b9100 spent, both domestic and international. Miles credit at the end of each billing cycle.<\/p>\n\n\n\n<p>You can earn miles on dining, travel and entertainment. These miles can be redeemed for flights, upgrades, hotel stays and more.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#emirates-skywards-icici-bank-sapphiro-credit-card-benefits\">Emirates Skywards ICICI Bank Sapphiro Credit Card Benefits<\/a><\/li><li><a href=\"#icici-emirates-sapphiro-credit-card-fees-and-charges\">ICICI Emirates Sapphiro Credit Card Fees and Charges<\/a><ul><\/ul><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"emirates-skywards-icici-bank-sapphiro-credit-card-benefits\"><strong>Emirates Skywards ICICI Bank Sapphiro Credit Card Benefits<\/strong><\/h2>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"317\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/Emirates-Skywards-ICICI-Bank-Sapphiro-Credit-Card.webp\" alt=\"Emirates Skywards ICICI Bank Sapphiro Credit Card\" class=\"wp-image-83118 size-full\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/Emirates-Skywards-ICICI-Bank-Sapphiro-Credit-Card.webp 500w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/Emirates-Skywards-ICICI-Bank-Sapphiro-Credit-Card-300x190.webp 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/Emirates-Skywards-ICICI-Bank-Sapphiro-Credit-Card-150x95.webp 150w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>The benefits begin with basics, such as 4% cashback on iShop and 1% surcharge waiver for fuel spends of \u20b9400\u2013\u20b94,000. <\/p>\n<\/div><\/div>\n\n\n\n<p>These benefits offer quick savings.<\/p>\n\n\n\n<p>The other core benefits are:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>5,000 Skywards Miles and Silver Tier Membership<\/li>\n\n\n\n<li>5,000 miles on annual renewal<\/li>\n\n\n\n<li>Enjoy 2 international lounge visits each year<\/li>\n\n\n\n<li>Unlock 2 domestic lounges after \u20b975,000 quarterly spends<\/li>\n\n\n\n<li>Get up to \u20b9500 off on the second BookMyShow ticket<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"icici-emirates-sapphiro-credit-card-fees-and-charges\"><strong>ICICI Emirates Sapphiro Credit Card Fees and Charges<\/strong><\/h2>\n\n\n\n<p>The joining and annual fee of the Emirates Sapphiro Credit Card is \u20b95,000 + GST. However, if you have a supplementary card, you would need to pay another \u20b9199.<\/p>\n\n\n\n<p>A few other important charges are:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameters<\/strong><\/td><td><strong>Charges<\/strong><\/td><\/tr><tr><td>Card Replacement<\/td><td>\u20b9200<\/td><\/tr><tr><td>ATM Withdrawal<\/td><td>3.75%<\/td><\/tr><tr><td>Finance Charges<\/td><td>3.75% (monthly); 45% (annually)<\/td><\/tr><tr><td>Overlimit Charges<\/td><td>2.50%; (min. \u20b9550)<\/td><\/tr><tr><td>Late Payment Fees<\/td><td>\u20b9100 &#8211; \u20b91,300 depending on the amount<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>Never pay a late fine again! Download the <\/em><a href=\"https:\/\/piceapp.com\/\"><em>Pice App<\/em><\/a><em> and let it manage your credit card bill payments. Automated, timely reminders will ensure you never pay anything extra.<\/em><\/p>\n\n\n\n<p><strong>Footnotes: <\/strong>You must spend \u20b95 lakh each year to keep your Emirates Silver Tier status active.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\"><strong>FAQs<\/strong><\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1765539061195\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How do I use my complimentary international lounge access?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You get two free international lounge visits each year. Customers joining after 15 November 2024 receive Priority Pass access to 1,400+ lounges. Earlier applicants use DreamFolks for 650+ lounges worldwide.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1765539321072\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Who is eligible for the Emirates Skywards ICICI Bank Sapphiro Credit Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Applicants must be Indian residents aged 21\u201365. Salaried individuals need \u20b91,50,000 monthly income, while self-employed individuals require at least \u20b918,00,000 annual income.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1765539347573\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What lounge access does the card offer?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The card provides two complimentary international lounge visits annually. You can also unlock two domestic lounge visits per quarter by spending \u20b975,000 in that quarter. This makes travel more comfortable and convenient.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1765539371352\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What are the fees and major charges on this card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The joining and annual fee is \u20b95,000 plus GST. Finance charges are 3.75% per month, and ATM withdrawals attract a 3.75% fee. Late payment charges depend on the outstanding balance.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1765539394153\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What additional benefits come with the card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You get 4% cashback on iShop, a 1% fuel surcharge waiver, and up to \u20b9500 off on the second BookMyShow ticket. These lifestyle benefits help add everyday savings alongside travel rewards.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways The Emirates Skywards ICICI Bank Sapphiro Credit Card suits Emirates loyalists who want solid travel value at a fair fee. You earn 2 Skywards Miles on every \u20b9100 spent, both domestic and international. Miles credit at the end of each billing cycle. You can earn miles on dining, travel and entertainment. These miles [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":83167,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-83057","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/83057","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=83057"}],"version-history":[{"count":3,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/83057\/revisions"}],"predecessor-version":[{"id":83162,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/83057\/revisions\/83162"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/83167"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=83057"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=83057"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=83057"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}