{"id":82982,"date":"2025-12-11T16:26:05","date_gmt":"2025-12-11T10:56:05","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=82982"},"modified":"2025-12-11T16:28:02","modified_gmt":"2025-12-11T10:58:02","slug":"doctors-sbi-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/doctors-sbi-card\/","title":{"rendered":"Doctor\u2019s SBI Card: The Wallet Wizard for Medical Professionals\u00a0"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\">Key Takeaways<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The Doctor\u2019s SBI card is specially designed for medical professionals, offering exclusive benefits such as 5\u00d7 Reward Points on medical supplies, travel bookings, and international spending.<\/li>\n\n\n\n<li>It provides strong financial protection through Professional Indemnity Insurance coverage of up to \u20b920 lakh, covering legal fees, court settlements, and defence costs.<\/li>\n\n\n\n<li>Premium lifestyle perks come built-in, including 8 domestic and 4 international lounge visits, a complimentary Priority Pass membership, and valuable Visa Signature discounts.<\/li>\n\n\n\n<li>Rewards are easy to redeem. You can use earned points to pay outstanding credit card bills or redeem them for products and vouchers via the SBI Rewards Catalogue.<\/li>\n\n\n\n<li>The Doctor\u2019s SBI card offers wide functionality, from global acceptance and fuel surcharge waivers to EMI conversion (Flexipay), add-on cards, and international card replacement services.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>Have you ever wished for a credit card that is exclusively designed for medical professionals? Then, the Doctor\u2019s SBI card is here to meet your needs. The State Bank of India created this card in association with the reputed Indian Medical Association. <\/p>\n\n\n\n<p>It recognises your unique lifestyle and spending patterns, offering 5x Reward Points on medical supply purchases and Professional Insurance Indemnity cover of up to \u20b920,00,000.\u00a0So, let us explore how it stands out from regular credit cards and in what way you can enjoy its rewards.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#exclusive-privileges-on-doctors-sbi-card\">Exclusive Privileges on Doctor\u2019s SBI Card<\/a><\/li><li><a href=\"#earn-exciting-rewards-on-doctors-sbi-card\">Earn Exciting Rewards on Doctor\u2019s SBI Card<\/a><\/li><li><a href=\"#2-ways-to-redeem-the-reward-points-earned-on-the-doctors-sbi-card\">2 Ways to Redeem the Reward Points Earned on the Doctor\u2019s SBI Card\u00a0<\/a><\/li><li><a href=\"#professional-indemnity-insurance-on-the-doctors-sbi-card\">Professional Indemnity Insurance on the Doctor\u2019s SBI Card\u00a0<\/a><\/li><li><a href=\"#premium-perks-of-having-the-doctors-sbi-card-under-the-visa-signature-network\">Premium Perks of Having the Doctor\u2019s SBI Card under the Visa Signature Network<\/a><\/li><li><a href=\"#other-features-of-doctors-sbi-card\">Other Features of Doctor\u2019s SBI Card\u00a0<\/a><\/li><li><a href=\"#sbi-doctors-card-eligibility-criteria\">SBI Doctor\u2019s Card Eligibility Criteria<\/a><\/li><li><a href=\"#sbi-doctors-card-applicable-charges\">SBI Doctor\u2019s Card Applicable Charges\u00a0\u00a0<\/a><\/li><li><a href=\"#what-other-sbi-credit-card-can-be-paired-with-the-doctors-sbi-card\">What Other SBI Credit Card Can Be Paired with the Doctor\u2019s SBI Card?<\/a><\/li><li><a href=\"#insider-hacks-to-get-the-most-out-of-the-doctors-sbi-card\">Insider Hacks to Get the Most Out of the Doctor\u2019s SBI Card<\/a><\/li><li><a href=\"#conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"exclusive-privileges-on-doctors-sbi-card\"><strong>Exclusive Privileges on Doctor\u2019s SBI Card<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/Privileges-of-Doctors-SBI-Card-1024x682.jpg\" alt=\"Privileges on Doctor\u2019s SBI Card\" class=\"wp-image-82984\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/Privileges-of-Doctors-SBI-Card-1024x682.jpg 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/Privileges-of-Doctors-SBI-Card-300x200.jpg 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/Privileges-of-Doctors-SBI-Card-150x100.jpg 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/Privileges-of-Doctors-SBI-Card-768x512.jpg 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/Privileges-of-Doctors-SBI-Card.jpg 1075w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<p>Beyond rewards, cardholders will also receive 8 domestic and 4 international visits under the SBI Doctor&#8217;s card lounge access program. That is not all! The card also features:\u00a0<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Welcome Gift:<\/strong> Receive a \u20b91500 e-gift voucher from Yatra within 15 days of joining.<\/li>\n\n\n\n<li><strong>Milestone Benefit:<\/strong> Spend \u20b9500,000 annually and get a \u20b95000 e-voucher redeemable at Bata \/ Shoppers Stop \/ Yatra.com.<\/li>\n\n\n\n<li><strong>Priority Pass Program<\/strong>: Get a complimentary Priority Pass membership worth $99.\u00a0\u00a0<\/li>\n<\/ul>\n\n\n\n<p><strong>Note<\/strong>: Both domestic and international lounge access is capped at 2 quarterly visits.\u00a0\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"earn-exciting-rewards-on-doctors-sbi-card\"><strong>Earn Exciting Rewards on Doctor\u2019s SBI Card<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>5\u00d7 Reward Points on medical supplies, travel bookings, and international spending.<\/li>\n\n\n\n<li>1 Reward Point for every \u20b9100 spent on all other purchases.<\/li>\n<\/ul>\n\n\n\n<p><strong>Note<\/strong>: For 5x earrings, cardholders can win a maximum of 7500 Reward Points per month. Post that, medical supply and travel purchases will accrue 1 Reward Point for every \u20b9100.\u00a0\u00a0\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"2-ways-to-redeem-the-reward-points-earned-on-the-doctors-sbi-card\"><strong>2 Ways to Redeem the Reward Points Earned on the Doctor\u2019s SBI Card&nbsp;<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You can pay your credit card outstanding with earned Reward Points (4RP = \u20b91)\u00a0<\/li>\n\n\n\n<li>Redeem your Reward Points against physical products and gift vouchers at the <a href=\"https:\/\/www.sbicard.com\/en\/personal\/rewards.page\" target=\"_blank\" rel=\"noopener\">SBI Reward Catalogue<\/a>.\u00a0<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"professional-indemnity-insurance-on-the-doctors-sbi-card\"><strong>Professional Indemnity Insurance on the Doctor\u2019s SBI Card&nbsp;<\/strong><\/h2>\n\n\n\n<p>Doctor\u2019s SBI card offers Professional Indemnity Insurance of up to \u20b920,00,000. It reimburses valid legal and defence costs, court awards and out-of-court settlement expenses, ensuring 0% deductible Sum Insured. To claim, kindly present:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Duly filled Claims Form\u00a0<\/li>\n\n\n\n<li>Notice of claim on the medical practitioner\u00a0<\/li>\n\n\n\n<li>lawyer\u2019s invoice, if any\u00a0<\/li>\n\n\n\n<li>Proof of legal fee payment\u00a0<\/li>\n\n\n\n<li>Settlement agreement, in case of out-of-court settlement\u00a0<\/li>\n\n\n\n<li>Court order\u00a0<\/li>\n\n\n\n<li>Other necessary documentary evidence.\u00a0<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"premium-perks-of-having-the-doctors-sbi-card-under-the-visa-signature-network\"><strong>Premium Perks of Having the Doctor\u2019s SBI Card under the Visa Signature Network<\/strong><\/h2>\n\n\n\n<p>As a Visa Signature network card, the Doctor\u2019s SBI Card comes with a host of additional perks, including exclusive discounts on Air India Express purchases. Take a look at some of them:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>10% off on Apollo Pharmacy spends via tap-to-pay\u00a0<\/li>\n\n\n\n<li>30% off at FirstCry outlets\u00a0<\/li>\n\n\n\n<li>15% off on club and suite rooms at Hyatt Hotels and Resorts\u00a0<\/li>\n\n\n\n<li>Flat 80% off on MediBuddy.\u00a0\u00a0<\/li>\n<\/ul>\n\n\n\n<p><strong>Note<\/strong>: Kindly visit the <a href=\"https:\/\/www.visa.co.in\/pay-with-visa\/find-a-card\/visa-signature.html\" target=\"_blank\" rel=\"noopener\">Visa Signature official website<\/a> to unlock exciting offers on the Doctor\u2019s SBI credit card.\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"other-features-of-doctors-sbi-card\"><strong>Other Features of Doctor\u2019s SBI Card&nbsp;<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Fuel Surcharge Waiver:<\/strong> You can save 1% on fuel transactions between \u20b9500 and \u20b94000 (maximum waiver of \u20b9250\/month).<\/li>\n\n\n\n<li><strong>Global Acceptance:<\/strong> The card is globally acceptable across 24 million outlets, including support for international ATM access.<\/li>\n\n\n\n<li><strong>Global Card Replacement:<\/strong> The emergency card replacement facility is available across the world.\u00a0\u00a0<\/li>\n\n\n\n<li><strong>Flexipay:<\/strong> You can easily convert your large purchases over \u20b92500 into EMIs.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Add-on Cards:<\/strong> Get lifetime free add-on cards for family members above 18 years of age.<\/li>\n\n\n\n<li><strong>Balance Transfer on EMI:<\/strong> Transfer outstanding balances from other cards and repay in EMIs at lower rates.\u00a0\u00a0<\/li>\n\n\n\n<li><strong>Seamless Cash Access<\/strong>: Cardholders can swipe and withdraw cash from over 1 million MasterCard or Visa ATMs worldwide.\u00a0\u00a0<\/li>\n<\/ul>\n\n\n\n<p><strong>Note<\/strong>: 2.5% of the amount or \u20b9500 applies on cash withdrawals using the Doctor\u2019s SBI credit card.\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"sbi-doctors-card-eligibility-criteria\"><strong>SBI Doctor\u2019s Card Eligibility Criteria<\/strong><\/h2>\n\n\n\n<p>Only licensed medical practitioners with 3 or more years of practice can apply for this card. The applicant must:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Be aged between 21 of 70 years\u00a0<\/li>\n\n\n\n<li>Have an adequate income source\u00a0<\/li>\n\n\n\n<li>Satisfactory credit score and history.\u00a0\u00a0<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"sbi-doctors-card-applicable-charges\"><strong>SBI Doctor\u2019s Card Applicable Charges&nbsp;&nbsp;<\/strong><\/h2>\n\n\n\n<p>The joining and renewal fee on the SBI Doctor\u2019s card is \u20b91499 + GST. The renewal fee will be reversed if annual spending reaches \u20b9200,000. Other charges include:&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Charges Type<\/strong><\/td><td><strong>Charges Amount&nbsp;<\/strong><\/td><\/tr><tr><td>Cash Payment Fee<\/td><td>\u20b9250 + applicable taxes (Except KVB SBI cardholders)<\/td><\/tr><tr><td>Finance Charges<\/td><td>3.75% per month (45% per annum)<\/td><\/tr><tr><td>Late Payment Charges<\/td><td>\u20b90 &#8211; \u20b9500 = NIL&nbsp;\u20b9501 &#8211; \u20b91000 = \u20b9400&nbsp;\u20b91001 &#8211; \u20b910000 = \u20b9750&nbsp;\u20b910001 &#8211; \u20b925000 = \u20b9950&nbsp;\u20b925001 &#8211; \u20b950000 = \u20b91100&nbsp;\u20b950001 and above = \u20b91300<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\ud83d\udca1Pay your credit card bills in an easy and secure way with<a href=\"https:\/\/piceapp.com\/\"> the PICE App<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-other-sbi-credit-card-can-be-paired-with-the-doctors-sbi-card\"><strong>What Other SBI Credit Card Can Be Paired with the Doctor\u2019s SBI Card?<\/strong><\/h2>\n\n\n\n<p>Pairing the Doctor\u2019s SBI Card with another SBI credit card helps you maximise benefits across categories. You can consider between:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>SBI SimplySAVE Card<\/strong>: Ideal for groceries, dining, movies, and daily purchases, where you can earn high points.\u00a0<\/li>\n\n\n\n<li><strong>Cashback SBI Card<\/strong>: If you shop frequently online, adding a card that offers cashback ensures savings across everyday categories.\u00a0<\/li>\n\n\n\n<li><strong>SBI Card Pulse<\/strong>: This card covers wellness, fitness, and general lifestyle expenses.<\/li>\n\n\n\n<li><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"insider-hacks-to-get-the-most-out-of-the-doctors-sbi-card\"><strong>Insider Hacks to Get the Most Out of the Doctor\u2019s SBI Card<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Use the card for flight bookings and hotel reservations to earn 5x points.<\/li>\n\n\n\n<li>Use it for your travel bookings to earn points, lounge access and milestone vouchers while waiving the renewal fee by reaching \u20b9200,000 annual spend without any stress\u00a0\u00a0<\/li>\n\n\n\n<li>Regularly redeem points for products or vouchers. Do not let them expire.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"conclusion\">Conclusion<\/h2>\n\n\n\n<p>The Doctor\u2019s SBI Card is a purpose-built financial companion for medical professionals, offering exclusive privileges, high reward earnings, professional indemnity coverage and travel perks. By using the card strategically for medical supplies, travel and lifestyle spends, doctors can maximise value, save more, and enjoy a seamless credit experience tailored to their profession.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1765449205619\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is the Doctor\u2019s SBI Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>It is a specialised credit card designed exclusively for licensed medical professionals.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1765449216923\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Who is eligible for the Doctor&#8217;s SBI card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Doctors aged 21\u201370 with at least 3 years of practice and a good credit profile.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1765449232925\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is the joining fee for this card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The joining fee is \u20b91,499 plus GST.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1765449242795\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How many Reward Points can I earn monthly under 5\u00d7 categories?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You can earn up to 7,500 Reward Points per month.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1765449254933\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Does the card offer airport lounge access?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, it offers 8 domestic and 4 international lounge visits annually (quarterly limits apply).<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1765449267859\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What insurance benefit comes with the Doctor\u2019s SBI Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>It provides Professional Indemnity Insurance coverage up to \u20b920 lakh.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways Have you ever wished for a credit card that is exclusively designed for medical professionals? Then, the Doctor\u2019s SBI card is here to meet your needs. The State Bank of India created this card in association with the reputed Indian Medical Association. It recognises your unique lifestyle and spending patterns, offering 5x Reward [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":82983,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-82982","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/82982","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=82982"}],"version-history":[{"count":2,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/82982\/revisions"}],"predecessor-version":[{"id":82996,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/82982\/revisions\/82996"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/82983"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=82982"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=82982"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=82982"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}