{"id":82898,"date":"2025-12-12T20:28:08","date_gmt":"2025-12-12T14:58:08","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=82898"},"modified":"2025-12-12T20:28:11","modified_gmt":"2025-12-12T14:58:11","slug":"hdfc-corporate-premium-credit-card-eligibility-fees-charges","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/hdfc-corporate-premium-credit-card-eligibility-fees-charges\/","title":{"rendered":"HDFC Corporate Premium Credit Card &#8211; Eligibility, Fees &amp; Charges"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p><strong>Key Takeaways<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Allows 5 domestic lounge visits per quarter and 6 international visits yearly.<\/li>\n\n\n\n<li>Offers \u20b91 crore air accidental cover and \u20b91 lakh overseas medical cover.<\/li>\n\n\n\n<li>Provides 5x Reward Points per \u20b9150, capped at 10,000 points monthly.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The <strong>HDFC Corporate Premium Credit Card<\/strong> supports businesses with strong control over daily expenses. It adds real value through complimentary lounge visits, \u20b91 crore air accident insurance and 5x reward points per \u20b9150 spending. <\/p>\n\n\n\n<p>This card suits firms that need structured financial management and dependable corporate benefits.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#hdfc-corporate-premium-card-benefits\">HDFC Corporate Premium Card Benefits<\/a><\/li><li><a href=\"#other-privileges-of-hdfc-corporate-premium-credit-card\">Other Privileges of HDFC Corporate Premium Credit Card<\/a><\/li><li><a href=\"#hdfc-corporate-premium-credit-card-rewards-and-redemption\">HDFC Corporate Premium Credit Card Rewards and Redemption<\/a><\/li><li><a href=\"#hdfc-corporate-premium-credit-card-fees-and-charges\">HDFC Corporate Premium Credit Card Fees and Charges<\/a><\/li><li><a href=\"#types-of-liability-options-for-hdfc-corporate-cards\">Types of Liability Options for HDFC Corporate Cards<\/a><\/li><li><a href=\"#hdfc-corporate-premium-card-eligibility\">HDFC Corporate Premium Card Eligibility<\/a><ul><\/ul><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"hdfc-corporate-premium-card-benefits\"><strong>HDFC Corporate Premium Card Benefits<\/strong><\/h2>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"264\" height=\"167\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/HDFC-Corporate-Premium-Credit-Card.jpeg\" alt=\"HDFC Corporate Premium Credit Card\" class=\"wp-image-83176 size-full\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/HDFC-Corporate-Premium-Credit-Card.jpeg 264w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/HDFC-Corporate-Premium-Credit-Card-150x95.jpeg 150w\" sizes=\"auto, (max-width: 264px) 100vw, 264px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p><strong>Airport Lounge Access:<\/strong> Get 5 domestic lounge visits each quarter and 6 international visits per year through Priority Pass.<\/p>\n<\/div><\/div>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Fuel and Travel Protection:<\/strong> Enjoy a 1% fuel surcharge waiver on eligible spends. Get up to \u20b915,000 for flight delays, missed flights or lost baggage.<\/li>\n\n\n\n<li><strong>Insurance Covers:<\/strong> Receive \u20b91 crore air accidental death cover and \u20b91 lakh emergency medical cover during overseas trips.<\/li>\n\n\n\n<li><strong>Corporate Safeguards:<\/strong> Access Corporate Liability Waiver Insurance with \u20b92 lakh cover per card and \u20b925 lakh at the corporate level.<\/li>\n\n\n\n<li><strong>SmartBuy Corporate Benefits:<\/strong> Redeem Reward Points for flights, hotels or catalogue items at a value of \u20b90.30 per point.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"other-privileges-of-hdfc-corporate-premium-credit-card\"><strong>Other Privileges of HDFC Corporate Premium Credit Card<\/strong><\/h2>\n\n\n\n<p>The card supports smooth business purchases with clear reporting tools that simplify expense tracking. Credit limits adjust as per your company profile.<\/p>\n\n\n\n<p><a href=\"https:\/\/offers.smartbuy.hdfc.bank.in\/v2\/corporate\/home\" target=\"_blank\" rel=\"noopener\">SmartBuy Corporate<\/a> gives easy access to offers and quick reward redemptions. You also earn 5x Reward Points per \u20b9150, capped at 10,000 points each month.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"hdfc-corporate-premium-credit-card-rewards-and-redemption\"><strong>HDFC Corporate Premium Credit Card Rewards and Redemption<\/strong><\/h2>\n\n\n\n<p>You can redeem Reward Points for flights, hotels and catalogue items. This also includes select domestic and international airline partners.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Reward Points stay valid for 2 years from the month they are earned.<\/li>\n\n\n\n<li>No Reward Points apply to rent payments.<\/li>\n\n\n\n<li>Easy EMI and e-wallet load transactions do not earn Reward Points.<\/li>\n\n\n\n<li>If any retail purchase converts into <a href=\"https:\/\/applyonline.hdfcbank.com\/loan-against-assets\/smartemi\/smartemi?icid=website_organic:productpage\" target=\"_blank\" rel=\"noopener\">SmartEMI<\/a>, the points earned on that transaction get reversed.<\/li>\n\n\n\n<li>Insurance payments earn points, but each transaction carries a maximum cap of 2,000 points.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"hdfc-corporate-premium-credit-card-fees-and-charges\"><strong>HDFC Corporate Premium Credit Card Fees and Charges<\/strong><\/h2>\n\n\n\n<p>The <strong>HDFC Premium Corporate Card annual fee<\/strong> and renewal fee differ for each cardholder. These charges are determined during the application. The applicable fee appears in the statement for the month in which it is posted.<\/p>\n\n\n\n<p>However, a few charges remain standard across all corporate cardholders:&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameter<\/strong><\/td><td><strong>Charges<\/strong><\/td><\/tr><tr><td>Cash Advance Fee<\/td><td>2.5% (min \u20b9500)<\/td><\/tr><tr><td>Card Replacement Fee<\/td><td>\u20b9100<\/td><\/tr><tr><td>Charges on Revolving Credit<\/td><td>2.95%(monthly); 35.40%(annually)<\/td><\/tr><tr><td>Late Payment Fee<\/td><td>NIL up to \u20b9100.Then ranges between \u20b9100 &#8211; \u20b9750, depending on the amount.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>Whether you use a business or a personal card or both, avoid late payment fees with ease. Download the <\/em><a href=\"https:\/\/piceapp.com\/\"><em>Pice App<\/em><\/a><em>, link all your credit cards and track every due date from one simple dashboard.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"types-of-liability-options-for-hdfc-corporate-cards\"><strong>Types of Liability Options for HDFC Corporate Cards<\/strong><\/h2>\n\n\n\n<p>HDFC Bank offers 3 clear liability models to match different corporate needs:&nbsp;<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>In the Corporate Sole Liability setup, the company takes full responsibility for all outstanding dues.<\/li>\n\n\n\n<li>Under Corporate Joint and Several Liability, both the employee and the company share equal responsibility for repayments.<\/li>\n\n\n\n<li>With Corporate Declaration or Individual Liability, the cardholder alone handles the outstanding amount.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"hdfc-corporate-premium-card-eligibility\"><strong>HDFC Corporate Premium Card Eligibility<\/strong><\/h2>\n\n\n\n<p>A company must operate for at least 2 years to qualify for a corporate credit card. The Corporate Premium Card further requires a yearly turnover of \u20b910 crore or more.<\/p>\n\n\n\n<p>However, a company may still obtain corporate cards by providing secured collateral such as a fixed deposit, bank guarantee or similar security.The <strong>HDFC Corporate Premium Credit Card<\/strong> is issued only after verifying all documents and completing mandatory checks as per internal policy.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\"><strong>FAQs<\/strong><\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1765544646127\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What decides the HDFC Corporate Premium Credit Limit?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The credit limit depends on your company\u2019s financial strength, credit record and overall profile. The bank reviews these factors and confirms the eligible limit after assessment.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1765544657861\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is the other card variant available in corporate cards?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p><strong>What is the other card variant available in corporate cards?<\/strong><br \/>The other variant available is the HDFC Corporate Platinum Credit Card, which is a lower variant.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1765544666108\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is the cash advance limit of corporate credit cards?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The cash advance limit varies by liability type. Corporate Liability cards allow access to up to 40% of the assigned credit limit, while Individual Liability cards permit up to 30% of the limit.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways The HDFC Corporate Premium Credit Card supports businesses with strong control over daily expenses. It adds real value through complimentary lounge visits, \u20b91 crore air accident insurance and 5x reward points per \u20b9150 spending. This card suits firms that need structured financial management and dependable corporate benefits. HDFC Corporate Premium Card Benefits Airport [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":83183,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-82898","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/82898","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=82898"}],"version-history":[{"count":3,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/82898\/revisions"}],"predecessor-version":[{"id":83182,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/82898\/revisions\/83182"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/83183"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=82898"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=82898"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=82898"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}