{"id":82705,"date":"2025-12-08T16:30:01","date_gmt":"2025-12-08T11:00:01","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=82705"},"modified":"2025-12-08T16:30:04","modified_gmt":"2025-12-08T11:00:04","slug":"paytm-sbi-card-select","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/paytm-sbi-card-select\/","title":{"rendered":"Paytm SBI Card SELECT: Advantages and Guide"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading\" id=\"key-takeaways\">Key Takeaways<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Paytm SBI Card SELECT offers 2% rewards on Paytm spends and 1% on all other spends.<\/li>\n\n\n\n<li>Comes with Paytm First Membership and welcome benefits worth \u20b9750.<\/li>\n\n\n\n<li>Includes Priority Pass membership for 2 years with chargeable lounge visits.<\/li>\n\n\n\n<li>Provides 4 domestic lounge visits annually (1 per quarter).<\/li>\n\n\n\n<li>Annual fee of \u20b91,499, waived on \u20b92 lakh annual spending.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>Do you rely on the Paytm app for most of your payments? Then the Paytm SBI Card SELECT fits your lifestyle with ease.<\/p>\n\n\n\n<p>This co-branded card rewards every Paytm transaction with a clear value-back at a 1:1 rate. It mirrors the base variant but gives stronger returns on regular spending. You earn 2% rewards on Paytm payments and 1% rewards on all non-Paytm spends.<\/p>\n\n\n\n<p>It is an ideal option if you prefer booking and paying through Paytm and want rewards with basic travel perks.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#welcome-and-travel-benefits-of-paytm-sbi-card-select\">Welcome and Travel Benefits of Paytm SBI Card SELECT<\/a><\/li><li><a href=\"#what-is-paytm-first-membership\">What Is Paytm First Membership?<\/a><\/li><li><a href=\"#priority-pass-membership-guide-for-sbi-paytm-select-credit-card\">Priority Pass Membership Guide for SBI Paytm SELECT Credit Card<\/a><\/li><li><a href=\"#other-paytm-sbi-card-select-benefits\">Other Paytm SBI Card SELECT Benefits<\/a><\/li><li><a href=\"#fees-and-charges-of-paytm-sbi-select-credit-card\">Fees and Charges of Paytm SBI SELECT Credit Card<\/a><\/li><li><a href=\"#conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"welcome-and-travel-benefits-of-paytm-sbi-card-select\"><strong>Welcome and Travel Benefits of Paytm SBI Card SELECT<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/Welcome-and-Travel-Benefits-1024x683.png\" alt=\"Benefits of Paytm SBI Card SELECT\" class=\"wp-image-82707\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/Welcome-and-Travel-Benefits-1024x683.png 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/Welcome-and-Travel-Benefits-300x200.png 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/Welcome-and-Travel-Benefits-150x100.png 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/Welcome-and-Travel-Benefits-768x512.png 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/12\/Welcome-and-Travel-Benefits.png 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption><\/figcaption><\/figure>\n\n\n\n<p>Start your journey with a warm boost of value. You get a free Paytm First Membership and reward points worth \u20b9750. The 1:1 redemption makes the welcome benefits even better.<\/p>\n\n\n\n<p>In addition, you earn 5% cashback on Paytm Travel bookings, which lowers your travel costs. The card also offers a complimentary Priority Pass worth USD 99 for the first 2 years.<\/p>\n\n\n\n<p>On top of it, you get 4 domestic lounge visits each year, limited to 1 per quarter.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-is-paytm-first-membership\"><strong>What Is Paytm First Membership?<\/strong><\/h2>\n\n\n\n<p>Paytm First Membership is Paytm\u2019s premium <a href=\"https:\/\/paytm.com\/offer\/200-cashback-purchase-paytm-first-basic-plan\" target=\"_blank\" rel=\"noopener\">subscription plan<\/a>. It gives users exclusive discounts, special offers and extra value on Paytm transactions.<\/p>\n\n\n\n<p>Members earn additional Paytm First points along with regular cashback on the app. They also get access to select benefits from partner brands across different categories.<\/p>\n\n\n\n<p>The membership activates within 15 days after you make your first retail transaction with the Paytm SBI Card SELECT.<\/p>\n\n\n\n<p>The complimentary plan stays valid for 1 full year from the date of activation.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"priority-pass-membership-guide-for-sbi-paytm-select-credit-card\"><strong>Priority Pass Membership Guide for SBI Paytm SELECT Credit Card<\/strong><\/h2>\n\n\n\n<p><strong>Paytm SBI Card SELECT<\/strong> cardholders must request the Priority Pass membership card through the SBI Card helpline numbers. It will reach your billing address within 10 days. Lounge access is valid only with a physical <a href=\"https:\/\/www.sbicard.com\/sbi-card-en\/assets\/docs\/pdf\/personal\/cards\/domestic-lounge-priority-pass.pdf\" target=\"_blank\" rel=\"noopener\">Priority Pass<\/a>.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Priority Pass Charges and Access Details<\/strong><\/li>\n<\/ul>\n\n\n\n<p>The SBI Paytm SELECT Card does not offer complimentary international lounge visits under this program. Lounge charges reflect in your statement within 30\u201360 days.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Category<\/strong><\/td><td><strong>Domestic Lounges<\/strong><\/td><td><strong>International Lounges (Within India)<\/strong><\/td><td><strong>International Lounges (Outside India)<\/strong><\/td><\/tr><tr><td>Membership Fee<\/td><td>Complimentary (first 2 years)<\/td><td>Complimentary (first 2 years)<\/td><td>Complimentary (first 2 years)<\/td><\/tr><tr><td>Per Visit Charge \u2013 Cardholder<\/td><td>USD 27 + taxes<\/td><td>USD 27 + taxes<\/td><td>USD 27 + taxes<\/td><\/tr><tr><td>Per Visit Charge \u2013 Guests<\/td><td>USD 27 + taxes<\/td><td>USD 27 + taxes<\/td><td>USD 27 + taxes<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"other-paytm-sbi-card-select-benefits\"><strong>Other Paytm SBI Card SELECT Benefits<\/strong><\/h2>\n\n\n\n<p>This card gives steady value on daily expenses. You get 2% cashback on Paytm purchases and 1% cashback across offline and online stores. The other privileges are:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>You receive \u20b92,00,000 cyber fraud insurance for added digital safety.<\/li>\n\n\n\n<li>You get a \u20b92,000 voucher on annual retail spends of \u20b94 lakh and a \u20b94,000 voucher on spends of \u20b96 lakh.<\/li>\n\n\n\n<li>A 1% fuel surcharge waiver applies to transactions from \u20b9500 to \u20b94,000, with a \u20b9250 monthly cap.<\/li>\n<\/ol>\n\n\n\n<p>\ud83d\udca1For your bill payments and tracking business transactions, use<a href=\"https:\/\/piceapp.com\/\"> the PICE App<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"fees-and-charges-of-paytm-sbi-select-credit-card\"><strong>Fees and Charges of Paytm SBI SELECT Credit Card<\/strong><\/h2>\n\n\n\n<p>The Paytm SBI Card SELECT annual fee is \u20b91,499. The joining fee is waived off if your expenses hit \u20b92,00,000 in the previous year.<\/p>\n\n\n\n<p>Other important charges include:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameters<\/strong><\/td><td><strong>Amount<\/strong><\/td><\/tr><tr><td>Card Replacement Fee<\/td><td>\u20b9100-250<\/td><\/tr><tr><td>Cheque Payment Fee<\/td><td>\u20b9200<\/td><\/tr><tr><td>Finance Charges<\/td><td>3.50% monthly or 42% annually<\/td><\/tr><tr><td>Overlimit Fee<\/td><td>2.5% or \u20b9600, whichever is higher.<\/td><\/tr><tr><td>Late Payment<\/td><td>NIL till \u20b9500.\u20b9400 for \u20b9501-1,000.\u20b9750 for \u20b91,001-10,000.\u20b9950 for \u20b910,001-25,000.\u20b91,100 for \u20b925,001-50,000.\u20b91,300 for above \u20b950,000.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"conclusion\">Conclusion<\/h2>\n\n\n\n<p>The Paytm SBI Card SELECT is a strong choice for Paytm-centric users seeking steady value-back, travel perks, and digital protection. With boosted Paytm rewards, lounge access, vouchers, and Paytm First benefits, it delivers consistent year-round savings\u2014making it ideal for anyone who frequently transacts through Paytm.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\">FAQs<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1765190957182\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is the main benefit of Paytm SBI Card SELECT?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>It gives higher rewards on Paytm transactions along with travel and subscription perks.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1765190971944\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Do I get Paytm First Membership with this card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, you receive a complimentary one-year Paytm First Membership after your first transaction.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1765190983783\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How much cashback does the card offer on Paytm spends?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You earn 2% rewards on all Paytm purchases.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1765191007664\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Does Paytm SBI Card SELECT provide airport lounge access?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, it includes 4 domestic lounge visits per year and Priority Pass membership.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1765191019945\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is the joining fee for Paytm SBI Card SELECT?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The annual fee is \u20b91,499, with waiver eligibility on \u20b92 lakh annual spending.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways Do you rely on the Paytm app for most of your payments? Then the Paytm SBI Card SELECT fits your lifestyle with ease. This co-branded card rewards every Paytm transaction with a clear value-back at a 1:1 rate. It mirrors the base variant but gives stronger returns on regular spending. You earn 2% [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":82706,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-82705","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/82705","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=82705"}],"version-history":[{"count":1,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/82705\/revisions"}],"predecessor-version":[{"id":82708,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/82705\/revisions\/82708"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/82706"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=82705"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=82705"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=82705"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}