{"id":82520,"date":"2025-12-04T20:13:30","date_gmt":"2025-12-04T14:43:30","guid":{"rendered":"https:\/\/piceapp.com\/blogs\/?p=82520"},"modified":"2025-12-04T20:13:34","modified_gmt":"2025-12-04T14:43:34","slug":"shaurya-sbi-card","status":"publish","type":"post","link":"https:\/\/piceapp.com\/blogs\/shaurya-sbi-card\/","title":{"rendered":"Shaurya SBI Card: Features, Benefits, Eligibility &amp; Fees"},"content":{"rendered":"\n<div class=\"wp-block-group has-background\" style=\"background-color:#f2f5f9\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p><strong>Key Takeaways<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Shaurya SBI Card replaced the Defence Gold Card in 2019, offering enhanced value for defence personnel.<\/li>\n\n\n\n<li>Earn accelerated 5X reward points on CSD, dining, movies, departmental stores, and groceries.<\/li>\n\n\n\n<li>Receive 1,000 bonus reward points after paying the first-year fee on eligible cards.<\/li>\n\n\n\n<li>Enjoy a \u20b92 lakh personal accidental insurance cover for added protection.<\/li>\n\n\n\n<li>Accepted globally at 44 million+ outlets with easy EMI and repayment options.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>Earlier, SBI offered a Defence Gold Card for armed forces personnel. After September 2019, this card was replaced by the Shaurya SBI Card. This shift reflects SBI&#8217;s aim to provide greater value and honour the service of defence members.<\/p>\n\n\n\n<p>Building on this initiative, SBI Card introduced 2 exclusive options: Shaurya SBI Card and Shaurya Select SBI Card. Both offer bonus reward points on Canteen Store Department (CSD), dining, movies, departmental stores, and groceries.<\/p>\n\n\n\n<p>The most unique feature of this card is that you can emboss it with your service insignia (ARMY, PARAMILITARY, NAVY &amp; AIR FORCE).<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#sbi-shaurya-credit-card-benefits\">SBI Shaurya Credit Card Benefits<\/a><ul><li><a href=\"#the-common-features-of-sbi-credit-cards\">The Common Features of SBI Credit Cards<\/a><\/li><li><a href=\"#explore-other-sbi-banks-credit-card-offers\">Explore Other SBI Banks\u2019 Credit Card Offers<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"sbi-shaurya-credit-card-benefits\"><strong>SBI Shaurya Credit Card Benefits<\/strong><\/h2>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/11\/Shaurya-Select-SBI-Card-1024x682.jpg\" alt=\"Shaurya Select SBI Card\" class=\"wp-image-81479 size-full\" title=\"\" srcset=\"https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/11\/Shaurya-Select-SBI-Card-1024x682.jpg 1024w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/11\/Shaurya-Select-SBI-Card-300x200.jpg 300w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/11\/Shaurya-Select-SBI-Card-150x100.jpg 150w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/11\/Shaurya-Select-SBI-Card-768x512.jpg 768w, https:\/\/piceapp.com\/blogs\/wp-content\/uploads\/2025\/11\/Shaurya-Select-SBI-Card.jpg 1075w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>You receive 1,000 reward points as a welcome gift after paying the first-year annual fee. <\/p>\n<\/div><\/div>\n\n\n\n<p>This offer applies to cards issued on or after 1st May 2021, as per SBI Card terms and conditions.<\/p>\n\n\n\n<p>The other <strong>features of Shaurya SBI Card <\/strong>are discussed as follows:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Reward Points<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Earn 5X reward points on spends at CSD, departmental stores, dining, and movies. You earn 1 reward point per \u20b9100 spent on all other purchases. 4 reward points are equal to \u20b91. They are redeemable for statement balance payments or items from the SBI Card Rewards Catalogue.<\/p>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li><strong>Personal Accidental Insurance<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Enjoy complimentary personal <a href=\"https:\/\/doi.sc.gov\/951\/What-Is-Accident-Insurance\" target=\"_blank\" rel=\"noopener\">accidental insurance cover <\/a>of \u20b92 lakh, providing financial security in the event of unforeseen events.<\/p>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li><strong>Renewal Fee Waiver<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Get a waiver of the renewal fee when annual spends reach \u20b950,000 or more. This benefit helps you save while maintaining card privileges.<\/p>\n\n\n\n<ol start=\"4\" class=\"wp-block-list\">\n<li><strong>Fuel Surcharge Waiver<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Avail a 1% fuel surcharge waiver at all fuel stations in India. The waiver applies to transactions between \u20b9500 and \u20b93,000, with a maximum benefit of \u20b9100 per statement cycle.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"the-common-features-of-sbi-credit-cards\"><strong>The Common Features of SBI Credit Cards<\/strong><\/h3>\n\n\n\n<p>Just like any other SBI card, the Shaurya SBI\u00a0 credit card offers complimentary add-on cards. You can get up to 2 complimentary add-on cards for your family members. <\/p>\n\n\n\n<p>The add-on Shaurya SBI card has the same benefits and convenience.<\/p>\n\n\n\n<p>The other common features of all SBI cards are:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Contactless Technology<\/strong><\/li>\n<\/ol>\n\n\n\n<p>The Shaurya SBI Card supports contactless payments for quick and secure transactions. Simply wave the card at a secure reader to pay.<\/p>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li><strong>Account Management Tools<\/strong><\/li>\n<\/ol>\n\n\n\n<p>You can manage your card seamlessly via sbicard.com or the SBI Card Mobile App. Services include instant account summary, PIN management, viewing transactions, e-statement subscription, and reporting lost or stolen cards.<\/p>\n\n\n\n<p>You can also use the Ask ILA chatbot for instant support or access your account through Touch ID on the app.<\/p>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li><strong>Worldwide Acceptance<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Your Shaurya SBI Card is valid at over 44 million outlets across 190 countries and 3.7 million terminals in India. Look for the Pulse, Discover, or Diners Plus logos while abroad to make secure and easy payments.<\/p>\n\n\n\n<ol start=\"4\" class=\"wp-block-list\">\n<li><strong>Cash on the Go<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Access cash anywhere with over 2 million ATMs worldwide, including 43,000+ SBI ATMs in India. Locate the Pulse, Discover, or Diners Plus signs for smooth withdrawals abroad.<\/p>\n\n\n\n<ol start=\"5\" class=\"wp-block-list\">\n<li><strong>Utility Bill Payment<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Pay your electricity, mobile, and telephone bills easily through the Easy Bill Pay facility on your Shaurya SBI Card.<\/p>\n\n\n\n<ol start=\"6\" class=\"wp-block-list\">\n<li><strong>Balance Transfer on EMI<\/strong><\/li>\n<\/ol>\n\n\n\n<p><a href=\"https:\/\/www.sbicard.com\/en\/personal\/benefits\/lower-interest-option\/balance-transfer-on-emi.page\" target=\"_blank\" rel=\"noopener\">Move outstanding dues<\/a> from other bank cards to your SBI Shaurya Card at lower interest rates and repay through flexible EMIs via sbicard.com.<\/p>\n\n\n\n<ol start=\"7\" class=\"wp-block-list\">\n<li><strong>Flexipay<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Turn any purchase above \u20b92,500 into easy monthly instalments within 30 days by logging in to your SBI Card account.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"explore-other-sbi-banks-credit-card-offers\"><strong>Explore Other SBI Banks\u2019 Credit Card Offers<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><a href=\"https:\/\/piceapp.com\/blogs\/sbi-cashback-credit-card\/\">SBI Cashback Credit Card<\/a><\/td><td><a href=\"https:\/\/piceapp.com\/blogs\/sbi-simply-click-credit-card\/\">SBI Simply Click Credit Card<\/a><\/td><td><a href=\"https:\/\/piceapp.com\/blogs\/paytm-sbi-card\/\">Paytm SBI Card<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"shaurya-sbi-card-fees-and-charges\"><strong>Shaurya SBI Card Fees and Charges<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parameters<\/strong><\/td><td><strong>Amount<\/strong><\/td><\/tr><tr><td><strong>Joining and Renewal Fee<\/strong><\/td><td>\u20b9250<\/td><\/tr><tr><td><strong>Finance Charges<\/strong><\/td><td>3.75% monthly (45% annually)<\/td><\/tr><tr><td><strong>Card Replacement<\/strong><\/td><td>\u20b9100-250<\/td><\/tr><tr><td><strong>Cheque Payment<\/strong><\/td><td>\u20b9200<\/td><\/tr><tr><td><strong>Overlimit Fee<\/strong><\/td><td>2.5% or \u20b9.600, whichever higher.<\/td><\/tr><tr><td><strong>Late Payment<\/strong><\/td><td>NIL till \u20b9500.<br>\u20b9400 for \u20b9501-1,000.<br>\u20b9750 for \u20b91,001-10,000.<br>\u20b9950 for \u20b910,001-25,000.<br>\u20b91,100 for \u20b925,001-50,000.<br>\u20b91,300 for above \u20b950,000.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>Why pay late payment charges when you can manage your SBI Shaurya Card with the Pice App? Download the app and manage your <\/em><a href=\"https:\/\/piceapp.com\/credit-card-bill-payment\/\"><em>credit card payments<\/em><\/a><em> with ease and on time.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"eligibility-documentation-and-application-for-shaurya-sbi-card\"><strong>Eligibility, Documentation and Application for Shaurya SBI Card<\/strong><\/h2>\n\n\n\n<p>Here are a few details you need to know before you apply for the <strong>Shaurya SBI credit card<\/strong>:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Eligibility<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Eligibility to get a particular credit card depends on various factors. You can easily find that out by using the Simplyfier tool on the SBI official website. It will help you understand whether the card matches your profile.<\/p>\n\n\n\n<p>Other than this, the basic criteria are:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Age must fall between 21 and 70 years.<\/li>\n\n\n\n<li>Applicants must be salaried or self-employed.<\/li>\n\n\n\n<li>A steady income and a good credit score are essential.<\/li>\n<\/ul>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li><strong>Documentation<\/strong><\/li>\n<\/ol>\n\n\n\n<p>It is important to visit the SBI\u2019s official website to acquire the complete list of valid KYC documents. However, the common documents are:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>PAN Card is mandatory.<\/li>\n\n\n\n<li>Aadhaar copy with the first eight digits masked.<\/li>\n\n\n\n<li>Salary slips or IT returns may be required based on your profile.<\/li>\n<\/ul>\n\n\n\n<p>In the case of Shaurya SBI Card, applicants might need to submit proof of their employment in the defence forces of India.<\/p>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li><strong>Application Process<\/strong><\/li>\n<\/ol>\n\n\n\n<p>SBI Shaurya <a href=\"https:\/\/www.sbicard.com\/en\/eapply.page\" target=\"_blank\" rel=\"noopener\">Credit Card online application<\/a> is the best, fastest and easiest way to get your credit card. You can do this through the SBI website. However, there are other options like:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Through the SBI Card chatbot ELA.<\/li>\n\n\n\n<li>Call 39 02 02 02 with your city STD code.<\/li>\n\n\n\n<li>Or visit the nearest SBI branch for assistance.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"sbi-shaurya-card-customer-support\"><strong>SBI Shaurya Card Customer Support<\/strong><\/h2>\n\n\n\n<p>For assistance, you can contact SBI Card through multiple channels:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Call:<\/strong> 1860 180 1290 \/ 3902 0202 (with local STD code)<\/li>\n\n\n\n<li><strong>Email:<\/strong> customercare@sbicard.com<\/li>\n\n\n\n<li><strong>Website:<\/strong> sbicard.com<\/li>\n\n\n\n<li><strong>Mail:<\/strong> SBICPSL, Post Bag No. 28, GPO, New Delhi \u2013 110001<\/li>\n<\/ol>\n\n\n\n<p>This is how easy it is to get in touch with SBI customer support. Want the same ease to manage your credit cards?<em>Download the <\/em><a href=\"https:\/\/piceapp.com\/\"><em>Pice App<\/em><\/a><em> today. Manage all your credit cards from one single dashboard<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs\"><strong>FAQs<\/strong><\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1764849498649\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How can I end or revoke my Shaurya SBI Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You can end the card by writing to SBI Card or calling the helpline. Cut the card diagonally. Clear all dues to close the account.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1764849507865\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong><strong>How can I track my SBI Card application?<\/strong><\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Use the Track Application tool on sbicard.com. Enter your application or reference number. Click the Track button to see your status.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1764849529514\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Why can my SBI Shaurya Card application get rejected?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Your application may miss important documents or details. Low income or a low credit score can also lead to rejection. Age rules may apply as well.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1764849537981\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is the minimum age for an SBI Card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Salaried users must be 21 or above. Self-employed users must be 25 or above. Retired pensioners must be above 40.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1764849552347\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How can I increase my SBI Shaurya Credit Card limit?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You can accept a pre-approved limit offer if available. You may also request a higher limit with income documents. Submit the needed papers through the website or email.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Key Takeaways Earlier, SBI offered a Defence Gold Card for armed forces personnel. After September 2019, this card was replaced by the Shaurya SBI Card. This shift reflects SBI&#8217;s aim to provide greater value and honour the service of defence members. Building on this initiative, SBI Card introduced 2 exclusive options: Shaurya SBI Card and [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":82607,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-82520","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/82520","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/comments?post=82520"}],"version-history":[{"count":2,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/82520\/revisions"}],"predecessor-version":[{"id":82636,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/posts\/82520\/revisions\/82636"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media\/82607"}],"wp:attachment":[{"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/media?parent=82520"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/categories?post=82520"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/piceapp.com\/blogs\/wp-json\/wp\/v2\/tags?post=82520"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}